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	<title>Comments on: What should I do&#8230;&#8230;&#8230;&#8230;.HELP. Credit Problems?</title>
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		<title>By: Flyby</title>
		<link>http://whentofilebankruptcy.org/what-should-i-do-help-credit-problems/comment-page-1#comment-4552</link>
		<dc:creator>Flyby</dc:creator>
		<pubDate>Fri, 12 Mar 2010 19:16:02 +0000</pubDate>
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		<description>You may want to start by offering a cash settlement to your creditors. If you have cash in hand they may be willing to settle for much less than the actual amount owed. I have heard of some who have settled for ten cents on the dollar. It would be a relief off of your mind if you could first solve your credit problems.</description>
		<content:encoded><![CDATA[<p>You may want to start by offering a cash settlement to your creditors. If you have cash in hand they may be willing to settle for much less than the actual amount owed. I have heard of some who have settled for ten cents on the dollar. It would be a relief off of your mind if you could first solve your credit problems.</p>
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		<title>By: Lion J</title>
		<link>http://whentofilebankruptcy.org/what-should-i-do-help-credit-problems/comment-page-1#comment-4553</link>
		<dc:creator>Lion J</dc:creator>
		<pubDate>Fri, 12 Mar 2010 19:16:02 +0000</pubDate>
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		<description>You need to seek the advice of legal counsel. 

I could tell you many different interesting ways you can go, but this is a perfect question for a lawyer. 

Sure, it will cost a little bit, but you&#039;ll have some concrete ideas, and be able to take action immediately.</description>
		<content:encoded><![CDATA[<p>You need to seek the advice of legal counsel. </p>
<p>I could tell you many different interesting ways you can go, but this is a perfect question for a lawyer. </p>
<p>Sure, it will cost a little bit, but you&#8217;ll have some concrete ideas, and be able to take action immediately.</p>
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		<title>By: pansi1951</title>
		<link>http://whentofilebankruptcy.org/what-should-i-do-help-credit-problems/comment-page-1#comment-4554</link>
		<dc:creator>pansi1951</dc:creator>
		<pubDate>Fri, 12 Mar 2010 19:16:02 +0000</pubDate>
		<guid isPermaLink="false">http://whentofilebankruptcy.org/what-should-i-do-help-credit-problems#comment-4554</guid>
		<description>sorry to heat=r you got sick. Maybe ask an accountant or business adviser. I am wondering what business you can start for $1,000, I could do that maybe? Good luck with whatever you decide to do, I hope you get some good advice.</description>
		<content:encoded><![CDATA[<p>sorry to heat=r you got sick. Maybe ask an accountant or business adviser. I am wondering what business you can start for $1,000, I could do that maybe? Good luck with whatever you decide to do, I hope you get some good advice.</p>
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		<title>By: kny390</title>
		<link>http://whentofilebankruptcy.org/what-should-i-do-help-credit-problems/comment-page-1#comment-4555</link>
		<dc:creator>kny390</dc:creator>
		<pubDate>Fri, 12 Mar 2010 19:16:02 +0000</pubDate>
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		<description>Since your credit rating is bad, you may have trouble getting credit again when you start your business.  Filling bankruptcy is an option since you don&#039;t have a car or house, but they may take your $25,000 and split it amongst your creditors.  Try talking to a debt consolidator and see if your creditors will take a lesser amount, like 10 or 20 cents on the dollar and then you will be out of debt and ready to start again.</description>
		<content:encoded><![CDATA[<p>Since your credit rating is bad, you may have trouble getting credit again when you start your business.  Filling bankruptcy is an option since you don&#8217;t have a car or house, but they may take your $25,000 and split it amongst your creditors.  Try talking to a debt consolidator and see if your creditors will take a lesser amount, like 10 or 20 cents on the dollar and then you will be out of debt and ready to start again.</p>
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		<title>By: the dream</title>
		<link>http://whentofilebankruptcy.org/what-should-i-do-help-credit-problems/comment-page-1#comment-4556</link>
		<dc:creator>the dream</dc:creator>
		<pubDate>Fri, 12 Mar 2010 19:16:02 +0000</pubDate>
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		<description>I think using a professional debt arbitrator is the answer then possibly entering credit repair.  What business were you running that you earned so much with so little startup capital?</description>
		<content:encoded><![CDATA[<p>I think using a professional debt arbitrator is the answer then possibly entering credit repair.  What business were you running that you earned so much with so little startup capital?</p>
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