When To File Bankruptcy » wages

Does filing a bankruptcy cover a court ordered restitution?

admin — Wed, 20 Jul 2011 15:44:16 +0000

My wages are being garnished by the state as a result of me falling behind on this court ordered restitution….would filing bankruptcy eliminate this???

Technorati Tags: filing bankruptcy, restitution, wages

how to tell a family member not to spend money on vacation when money is needed someplace else?

admin — Sat, 28 May 2011 12:00:58 +0000

My family is not the best with money. But somehow I made it through with a decent understanding of the income/spending ratio.
Anyway, my mother is filing bankruptcy, but the lawyer wants 1200 to do it. Her wages already being garnished, she can’t save up the money so it has fallen to her 3 children to do it (because we care). I have a little in a savings account, and my sister has a bit, too. My brother agreed to help out also.
I figured this would be handled in less than a week, but that was 2 weeks ago. Now I get invited along ON VACATION by my sister in law. My brother’s family is going to South Carolina for a week.

Am I crazy, or should this whoole thing already be resolved before the 1st of the month when rent is due!?!?
I already declined the vacation, telling my sister in law that money is tight and I can’t take that much time off work or I won’t be able to to pay all my bills. (I work an hourly wage)

Technorati Tags: brother, filing bankruptcy, hourly wage, lawyer, money, savings account, sister in law, south carolina, time off, wages

My car just got repossesed, now what?

admin — Wed, 16 Mar 2011 19:13:52 +0000

I have done a lot of research online but I was hoping to get some answers from people who know or have been through it themselves. My car got repossesed a couple of days ago, I still had about ,000 to pay on it. I am in a very bad spot financially, and thinking about trying to file bankruptcy, will that help with the car situation, will they sue me, can they still garnish my wages if I file bankruptcy? Any information would be greatly appreciated.

Technorati Tags: bankruptcy, couple of days, wages

How should I word an answer to a summons/complaint?

admin — Mon, 14 Feb 2011 19:13:18 +0000

Hi.. I recently was served with a summons and complaint that states I have twenty days to respond to it in writing to the court or I will be faced with a default judgement. I have looked up alot about this online and found out that in my state (indiana) I can file a "Motion to dismiss fo failure to comply with rules" if the plaintiff did not have a contract written instrument not attached to the complaint and summons, and it did not. I still need to call my court here in my county to be sure that it is the rule before I can try this though. I need to know how to word my answer if I would go with this route and if even if I dont I still have to answer to avoid the default judgement. I know that I need to go through and deny each complaint that is numbered on the sheet but I do not know how to word it exactly. The reason that I am being sued in the first place is because my b/f and I had a couple credit cards that I was a joint on with him. He was always the one responsible for making the payments. He ended up having to file bankruptcy, and once the case was discharged it automatically made me the one responsible for the amount. I have no way of making any kind of payment on it at this time. I have been out of work since 2007 when i found out I was preg with my daughter and i have been a stay at home mom since. So i know that the judge can not order for any kind of wages to be garnished and I do not have any assets for them to take, so most likely its just going to be on my record and if I would get a job or any money withen the next ten yrs or so id have to pay it then. Do I need to deny the complaint in my answer even though I know its true .. or will the judge just order me to pay it then because he wouldnt have been able to hear my story or i guess situation? The complaint states that 1. The defendant is indebted to the plaintiff int he amount of ***** plues accured interest of **** as of jan 2010.
2. Venue is proper with this court and based on the defendant residing in **** County.
3. The plaintiff owns and is the holder of an acocunt due and oweing by the defendant, and is the asignee of Elan/ Mainsource bank.
Wherefore the plaintiff respectfully requests the following relief.
1 Judgement against the defendant in the sum of ******* plus accured intesest of **** as of jan 2010
2 Interest thereon at the rate of 8 percent per annum from jan 2010 , and 8 percent per annum from the date of judgement , until the judgement is satidfied.
3 For plaintiffs costs herein expended
4 For any and all other relief to which the plaintiff may be entitled pursuant to contract, statute. or common law.

Technorati Tags: assets, bankruptcy, complaint states, couple credit, credit cards, default judgement, defendant, failure, job, money, plaintiff, state indiana, stay at home, stay at home mom, summons, twenty days, venue, wages

how do you represent yourself to stop a motion..what papers do i file? do I appear?

admin — Sat, 08 Jan 2011 13:24:47 +0000

this is from a consumer loan company I filed bankruptcy on..now they are trying to put a lien on real estate I do not own…my ex wife does..i never received a summons or notification…just saw it online when looking something else up
the court action is against me in this case…she had already been notified that the loan co was going to garnish her wages for the loan (joint)..the divorce decree states I have to pay the loan..I couldn’t and filed BK …how can the loan co come after me? I have been told by attorneys to pay her the wages back she is having garnished…because of the ruling in the divorce
Isn’t it if I don’t answer this action although I have no summons…that they win by default? obviously they are not telling the courts I filed bk…

Technorati Tags: attorneys, bankruptcy, bk, consumer loan company, decree states, divorce decree, loan co, real estate, summons, wages