Posts Tagged ‘thanks for your help’

How much does a bankruptcy cost?

I have bad debt and a mortagage I can’t handle. I made an appointment with an attorney for consultation. About how much does a bankruptcy cost? I need to know how much to get together. Thanks for your help.

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When a car dealer advertises "We finance everyone" what can one expect if they have filed bankruptcy?

My friend filed recently and we are going car shopping tomorrow. Naturally we will have to look where she might be able to get a loan. Please, keep moralizing to yourself. You have know idea about the circumstances. Thanks for your help.

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I have a collection account on my credit report.?

I totally disagree with it, and have fought it repeatedly, but the creditor and the credit beaureas wont budge. Its been almost 4years. If I pay it off does it help my credit in any way? Ive been told it could actually potentially harm my fico score and lengthen the period of negative reporting, if I pay after all this time, as the clock is supposedly reset when I pay and wether I pay or not its been there so long it has already done the damage? Any thoughts on this?
AlsoI filed bankruptcy in 2002, which was primarily due to suffering a medical illness and being unable to pay my bills. Is there any way I can add this to my credit file and would this help improve my fico score or should I just wait. And finally I asked before about secure credit cards. I got a few responses but they werent too helpful. Anyone know of a good secure credit card I can get that wont report to the credit beaureaus as a secured card?
Thanks for your help.

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Can creditors attach to my retirement plan foreclosures or bankruptcy?

My husband and I have just lost our jobs and we own 3 properties that are not worth what is owed on them. We have great credit scores but cannot get the banks to talk to us about alternatives to keeping the properties at a reduced payment or sellling on short sale. We have to ruin our credit first and then they might talk to us… We have have the properties on the market but cannot sell without going to the table with large amounts of cash.
If these properties foreclose or we go into bankruptcy.. Can the creditors attach or take our retirement savings to satisfy debt?
thanks for your help..

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Can a person “own” a $5000 mobile home while filing bankruptcy?

A friend of mine is about to file bankruptcy. I am going to purchase a mobile home for her. Should I keep it in my name and do a virtual rent-to-own, or should I just put it in her name. I would prefer to just put it in her name but my concern is that the equity in the trailer would be lost when she files bankruptcy. I am just not familiar with how bankruptcy works. Thanks for your help!!

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does anyone know a free bankruptcy lawyer?

I’VE TO GO BANKRUPTCY,AND I CAN’T AFFORD A LAWYER,I KNOW THERE ARE SOME COMMUNITY FIRMS THAT CAN HELP,BUT I DON’T KNOW ANYONE. THANKS FOR YOUR HELP

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Will debts from creditors in UK be discharged when I file bankruptcy in USA?

I am filing for bankruptcy on Friday and I have been having problems with a particular creditor that has been harassing me at work and trying to take money from my bank acct and paycheck without proper authorization. Needless to say I am happy to get rid of this particular creditor.
I have just found out that this company is in the UK, I am wondering if my debt will be discharged and if so, will the creditor in the UK follow the rules of not contacting me after I file my bankruptcy papers?
Thanks for your help!
I have found out that this company has at least a mailing address in the US, not sure if it is a office though.

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Can creditors attach to my retirement plan foreclosures or bankruptcy?

My husband and I have just lost our jobs and we own 3 properties that are not worth what is owed on them. We have great credit scores but cannot get the banks to talk to us about alternatives to keeping the properties at a reduced payment or sellling on short sale. We have to ruin our credit first and then they might talk to us… We have have the properties on the market but cannot sell without going to the table with large amounts of cash.
If these properties foreclose or we go into bankruptcy.. Can the creditors attach or take our retirement savings to satify debt?
thanks for your help..

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Can I get enough aid to go thru college and dental school IF I file bankruptcy?

My wife and I both lost our jobs a month ago and now we’ve decided to head to college together.

–> bad credit car loan about to be repoed, 2 credit cards (i already been sold to collections), apartment bill about to be sent to collections, and some medical bills

Can we get enough aid to pay for college and then for my dental school IF we decided to file bankruptcy?

Also, how much does bankruptcy cost?

Will bankruptcy cover all of the things I’ve listed before?

Thanks for your help everyone.

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Should I file for bankruptcy tho havent been toolate on debt payments? Extreme struggle to pay tho.?

Income=1200/mo. 4 creditcardpayments + 1 unsecuredloan (used for massage theray school) payment= 940/mo. Rent=5. Not to mention other bills and food. The only way I am making it is thru occasional money and food help from friends/family, tho very few of them know that I am ,000 in unsecured debt. I used that money to help pay expenses- scraping by frugally, not spending unwisely, just making ends meet for past 3 years on very low income when i was going to school. Also 2 roomates skipped out and I used the credit for 4 months to pay 00/mo rent that I should have only paid 1/3 of, two years ago. Now I am having to use what is left of my credit to help pay the other credit bills. And having paid no more than a week late a few times while waiting for income, (hard to choose whether to pay late or to pay with other credit cards!),interest rates way high: 80 x 32.99%, 50×26, 00×26, 00×23, 00×9. Am in deferrment of 000 university loan. HELP very ashamed
Thanks for your help!!! Tried to get a loan with lower interest from my credit union and wellsfargo- refused. nobody in my family wants to cosign- i don’t blame them! 5 is cheap rent downtown Denver! moving back home would kill me, (plus 1000 miles away and no work there). I’m not really making enough to have credit counseling take a autodeduct, esp because my bills end up exceeding income. Bankruptcy seems like the "easy" way out (except for the shame and embarassment, and also the only way out at this point), tell me how it’s not. Only thing I’m worried about is that I won’t be able to get more loans to keep going to school. I don’t plan to buy house or expensive car. Also, I’m trying to run a web dev business, so far mostly building portfolio. How will it affect my options with the business? You guys rule.

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Has anyone had success using an online bankruptcy forms preparation company?

Since I have to file chapter 7 bankruptcy for some relief, I think it’s understandable that I can’t afford the 00+ fee that most lawyers charge. I would like to know if anyone has used an online forms preparation company, and if they actually had success. Thanks for your help.

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Where can I find online information on how to file Bankruptcy from Home?

I am filing a chapter 7 bankruptcy and I need to do it from home! Obviously I do not have the money to pay for it through a lawyer so I need to file from home. Where and what is the best web sites for this information? I live in Kentucky, if this helps?
Thanks for your help!

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