I have a 341 meeting for a chapter 7 case on June 14th. Ive filed bankruptcy without an attorney so I don’t know what paperwork I need to bring with me.

I contacted the trustees office who’s handling it and they said they would need

2 months of bank statements
2 months of pay stubs
copy of petition
05, 06 tax return copy

Is there anything I will need to have with me on my person when I go to the meeting next week? Im without an attorney so I cant ask one

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Hi.
We have a joint mortgage and I (husband) filed Bankruptcy last year and was discharged on January 2010. However on my credit it is reported as "INCLUDED IN BANKRUPTY & DISCHARGED" when on my wife’s it is showing current on payment. We are still making payment but mine does not report when hers is reported.
We filed out tax separately where I claimed the mortgage as I am the primary. We are now worry that we might not be able to get the 00 credit since mine does not reported as pay on time.
Our quesiton is should we worry about this or it is fine?
By the way in the bankruptcy 7 I filed there was a stipulation where any tax return shouldnot be kept to pay the creditors.
I have already received my South Carolina tax refund and just waiting for the Federal which was done together with the 00 tax credit.
Also what can I do to report the mortgage current on my credit?
Please let me know.
Thanks

Technorati Tags: amp, bankruptcy, bankrupty, creditors, mortgage, quot, south carolina tax, stipulation, tax credit, tax refund, tax return

Hi.
We have a joint mortgage and I (husband) filed Bankruptcy last year and was discharged on January 2010. However on my credit it is reported as "INCLUDED IN BANKRUPTY & DISCHARGED" when on my wife’s it is showing current on payment. We are still making payment but mine does not report when hers is reported.
We filed out tax separately where I claimed the mortgage as I am the primary. We are now worry that we might not be able to get the 00 credit since mine does not reported as pay on time.
Our quesiton is should we worry about this or it is fine?
By the way in the bankruptcy 7 I filed there was a stipulation where any tax return shouldnot be kept to pay the creditors.
I have already received my South Carolina tax refund and just waiting for the Federal which was done together with the 00 tax credit.
Also what can I do to report the mortgage current on my credit?
Please let me know.
Thanks

Technorati Tags: amp, bankruptcy, bankrupty, creditors, mortgage, quot, south carolina tax, stipulation, tax credit, tax refund, tax return

my property has too much Equity, my attorney filed a Bankruptcy Chapter 7, & later on after filing for ch 7 our attorney realized that our equity is high so then he asked me & my husband 2 convert 2 Bankruptcy CH 13, this alarmed us, We are so comfused & scared more than ever, We are current with our primary Mortgage & 1st & 2nd Loan with our Bank that is tied up with our property, our balance is $ 129,000.00 & our Appraisal is for 5,000.00 & we are current with our Property Taxes/Homeowners Insurance. & we are current with our car payment & auto insurance. Our reason 2 File for Bankruptcy in the 1st place was because of personal credit card debts, we were told from our attorney that we do qualify for CH 7, Now our attorney tells us we do not qualify for ch 7 so we have to convert to CH 13, but he says our home is not secured with the 0,000.00 Home Exemption. our children are all Adults, even though they live with us, & we support them financially the court does not reconize my college children as our dependents under the law and because 2 of them file for thier own tax-return for years now so I only have one adult dependent age 18 who is still a full-time student in High School. another thing the lawyer said 2 us when after we signed the forms for ch 13, last week friday. that we qualify for a 100% Pay Back Plan. not reduced like they do for Consolidation, & not even once did the lawyer mention anything about consolidation so I am really comfused, I even asked an attorney at the Pro-Bono work shop @the Santa Ana Bankruptcy Court House 2 weeks ago & I asked if its safe to convert my case to a ch 13 to keep my property & personal property safe they said yes, & that I would have to pay what I could only afford a month from my husbands income for a 5 year plan"so I thought ok, this is good" But, when I saw my lawyer last week 2 sign 4 the convertion to a CH 13, she said my minimum payment would be around ,000.00 a month 2 pay back my creditors & that’s the lowest payment the court would offer according to our attorney 2 start with & it will go higher in a couple of months "We can’t afford this" what should we do? this attorney is confusing us, my English is fluent but, the legal terminology is very confusing" if you have been through something like this before (or) if you know someone that had gone thru this in CA we would really appreciate any feedback you may offer, I tried 2 call my attorney again & she does not return calls I am scared for me & my family. Thanks 4 listening hope 2 hear from someone that would have knowledge to give us feedback that is true no matter how bad it ism we want to know what to expect & what we should do.
Mary:
Orange County, CA, USA

Technorati Tags: age 18, auto insurance, bankruptcy chapter 7, bankruptcy court, car payment, ch 7, convertion, court house, credit card debts, dependents, homeowners insurance, minimum payment, personal credit card, personal property, pro bono work, property taxes, reason 2, santa ana, tax return, time student

My husband and I realize the only way out is Chapter 7. We have struggled to pay off our debt, but due to circumstances we just got more and more behind on necessities for our family of 4, not to mention my husband also has a son he pays child support on. We are well below the median income level for our family size and desperately need our tax return to get caught up on needs for our family and home (clothes, car repairs, minor home repairs etc,) and also ensure we don’t get behind again in case of an emergency (like pay an extra 2 months worth of rent or pay extra on utilities etc.) We aren’t trying to cheat or lie about our tax return when we file bankruptcy, nor are we planning on using it for anything other then needs of our family with the exception of maybe a couple hundred to take our kids to a large aquarium they have been dying to go to. We will likely get our tax return at the end of next month and wonder how long we should wait if possible to file for Chapter 7? We are speaking with an attorney, but this isn’t exactly something they will tell you about and so forth. We are in California.
Oh, we know about counseling, but we very much doubt they would NOT think we don’t have to file, more like they will wonder why we waited this long.

Technorati Tags: aquarium, bankruptcy, car repairs, chapter 7, child support, circumstances, counseling, couple hundred, doubt, home clothes, median income, minor home repairs, necessities, tax return

My husband made an individual a business loan in 2002 and the person filed bankruptcy in Feb of 2006. I am in the process of completing our 2006 tax return, can we claim any (or all) of the amount that was still owed to him when the individual filed bankruptcy? The original loan was for just over ,000 and he still owed my husband over ,000 and was relieved of the borrower was relieved of the entire debt when he filed bankruptcy so we are out over ,000. We know we will never see any of that money but can we deduct it on our taxes?

Technorati Tags: bankruptcy, business loan, money, tax return

My buddy has ,000 in a tax return coming to him. He says he owes over ,000 in credit cards and will be filing a Chapter 7 because he has been unable to find work for some time. Is there a way he can invest/protect this ,000 so it isn’t taken? He said he wants to put it in something like edvest(?) or another thing for his kids college, can he do that or is there something else he can do to protect the return?

For the responders, Yes, I have told him NOT to file but to try to work it out with creditors instead.

Technorati Tags: chapter 7, credit cards, creditors, edvest, kids college, tax return

My ex is trying to raise my child support and make me pay for the bills that fell back on her when I filed bankruptcy. She says I am in contempt and can go to jail, but our divorce decree says that I will pay for only the bills that our in my name. It says nothing about paying for joint accounts that she made me keep only because they owed money on them. I could not afford them so I filed bankruptcy. She is also asking for my current pay stubs and last years tax return for her lawyer. What should I do?

Technorati Tags: bankruptcy, child support, contempt, divorce decree, joint accounts, lawyer, money, pay stubs, tax return

Im helping a friend with their tax return, and Im finished with it, but he just mentioned that hes thinking of filing bankruptcy, could that affect his refund, could the goverment take it away or what
is the process. Im familiar with most returns just not bankruptcy.

Technorati Tags: filing bankruptcy, goverment, tax return

The Suleman family thinks that explaining to us her messed up past is going to make us feel sorry for her….NO! And that her 165K workers comp is what paid for her invitros, NO again, maybe part, but each in vitro alone costs 40,000 a piece, lets see, she had 6 kids prior, all from invitro… You do the math. Not to mention the ever mounting child birth and NNICU bill is building every day. 165 K doesnt cover even the tip of the iceburg with this woman. She’s sick and delusional. She has put every single one of those little lives in danger for her OWN fulfillment, selfish much… Let me tell you something hunny, having kids doesnt cure your depression. Plus dont you think that with 165K coming your way, that you WOULDNT file bankruptcy, ABANDON a house, and live with mommy and daddy.

Now every show this piece of trash goes on, shes going to try and give America her sob story, sugar coating her lifes f*** ups, and messed up childhood, and attribute everything to her not being able to have kids… Let me tell you something else, GOD made you this way cuz he didnt want crazy b****s like you having kids in the first place. Its called natural selection!

I for one being a california, expecting an IOU for a tax return and watching my home state go down the crapper cuz of overbreeding freeloaders such as yourself squeeze every last tax dollar out of us and abuse our welfare and medi-cal system, I for one hope Californians give you HELL enough for your freeloading, selfish media attention seeking a**, that you’ll give up here and move back to your infidel homeland in Iraq, and become some other governments burden… California already has enough strains here having to deal with illegals.

Anyone else feel the same, or are you one of those people that think this womans pregnancy and successful births are a "miracle"?
And for all you religious people out there, definition of a miracle is DIVINE INTERVENTION IN HUMAN AFFAIRS, this was in no means a miracle.

See article link below:

http://www.nydailynews.com/lifestyle/2009/02/03/2009-02-03_nadya_suleman_must_be_kidding.html

The only positive thing i see out of this, is at least they will change those invitro "guidelines" and make a set limit law to how many eggs you are allowed to have implanted at a time. The government would be fools to not do that and let trash like this happen again.
Very worth while link to read.. If you dont read it, here is the jist of it. On top of the initial fertility treatments of clomid, which is the first steps of fertility treatment, and when that doesnt work come sthe next step in the process, retrieving and storing the eggs, which costs a hefty sum to store, and mind you Nadya had hers stored for 7 years. Then she had to have had her UNETHICAL ivf treatment form her fert doc, check out the overwhelming child costs and deliver estimates…. Astonishing, now try to tell me that she could do that on 165,000, taking in account her now premie babies who will most likely need help for life. The diapers, the food, 14 children, dumb A$$ selfish bi***!

http://www.webmd.com/infertility-and-reproduction/guide/in_vitro_fertilization

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if we file chp 7 bankruptcy how does it affect us when it comes to filing taxes?do they take the tax return?

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I heard that they could take your tax return. Just wondering if anyone has experience with this?

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me and my husband are thinking of filing bankruptcy and i had heard that you lose your tax return is this true. we live in missouri.

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I just recently file Chapter 13 Bankruptcy in Oct 2007, wondering if I have to surrender my tax return to the trustee?
Any light on the matter would be helpful? I filed in tennessee but live in Georgia

Technorati Tags: chapter 13 bankruptcy, tax return, tennessee, trustee