When To File Bankruptcy » t mobile http://whentofilebankruptcy.org Consider All Your Options | Free Tips, Q&A and Online Resources Thu, 29 Dec 2011 01:20:44 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 I'm only 19 and my credit is already messed up. Should I try to fix my credit or just file for bankruptcy? http://whentofilebankruptcy.org/im-only-19-and-my-credit-is-already-messed-up-should-i-try-to-fix-my-credit-or-just-file-for-bankruptcy http://whentofilebankruptcy.org/im-only-19-and-my-credit-is-already-messed-up-should-i-try-to-fix-my-credit-or-just-file-for-bankruptcy#comments Fri, 20 Aug 2010 12:05:55 +0000 admin http://whentofilebankruptcy.org/im-only-19-and-my-credit-is-already-messed-up-should-i-try-to-fix-my-credit-or-just-file-for-bankruptcy I can’t get a new bank, I can’t get a good phone carrier, and I don’t know if colleges take credit into account when giving me financial aid. What should I do?
It’s not for a credit card. I just have bad credit
Well, Jerk, I am in debt. I’m in debt to 2 different banks. I’m in debt to T-Mobile. I’m in debt to my landlord. That’s all.

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]]> http://whentofilebankruptcy.org/im-only-19-and-my-credit-is-already-messed-up-should-i-try-to-fix-my-credit-or-just-file-for-bankruptcy/feed 5 should i file chapter 7 bankruptcy? http://whentofilebankruptcy.org/should-i-file-chapter-7-bankruptcy http://whentofilebankruptcy.org/should-i-file-chapter-7-bankruptcy#comments Mon, 08 Mar 2010 17:19:46 +0000 admin http://whentofilebankruptcy.org/should-i-file-chapter-7-bankruptcy I am a 21 year old male. i live with my parents and drive their vehicles. when i turned 18 i maxed out about 8 credit cards and messed up bad. i paid about 1/3rd of what I racked up, now i still owe…

a local bank ,100

At&t 0 ( i now have t-mobile so a phone isn’t a problem for me)

credit card 0

and I owe my brother ,800 for a motorcycle he has in his name he’s letting me drive.

i am trying to go to community college this upcoming fall for pre med nursing studies. and there is no way ill have all this paid off in time.

if i file chapter 7 bankruptcy what can i expect to have to pay back and deal with? i have no clue about it since my parents have always had a good standing.

and before you ask, no they wont lend me the money to pay it off. Its my responsibility so they want me to man up and take action.

wil the government garnish my wages from my job? i don’t really have any personal belongings they can take from me so…. yeah any help i would greatly appreciate.
so i would need to get a lawyer as well?

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