When To File Bankruptcy » store credit card

Can a creditor seize personal property after Chapter 7 bankruptcy discharge?

admin — Sat, 23 Jul 2011 11:02:25 +0000

My debts have been discharged in Chapter 7. However, a major electronics store has contacted me indicating they have a lien against a laptop computer purchased from their store (on a store credit card) and they want the property returned. Can this property be seized?

Technorati Tags: chapter 7, debts, electronics store, laptop computer, store credit card

What is the best bankruptcy for me to file, 7,11,13?

admin — Mon, 04 Oct 2010 07:16:31 +0000

I don’t know the difference between any. What I do know is that my credit is jacked up, mainly with medical bills, and a repo from 2000 (that I thought should have been removed by now). I can’t even get a department store credit card, have NEVER HAD any credit cards or loans, so I don’t understand why I’m always denied when I know folks with much worst stuff, yet they get approved for everything. HELP!
…will my husband be affected if I file? His credit is pretty ok

Technorati Tags: credit cards, department store credit, loans, medical bills, repo, store credit card

How do I get my fathers bankruptcy off my credit?? HELP!!?

admin — Wed, 16 Jun 2010 04:49:05 +0000

A few months back I tried to get a store credit card. They declined because of bankruptcy. I have never filed bankruptcy. After that, I needed a place to live, so I tried get get several apartments…..All of them declined me because of this bankruptcy. I looked up my credit online, and could not find anything about bankruptcy. I paid off the (2) small bills that were on my credit, and managed to get an apartment by showing them my parents bankruptcy papers. They said it happens all the time!!

I cant figure out how to get it off my credit, or even see it on my credit. I think I used FreeCreditReport.com…

(Me and my father both have the same 1st name)

Please help.

Technorati Tags: apartment, apartments, bankruptcy papers, parents, store credit card

My mother in law is filing bankruptcy and I'm a user on her credit card what happens to my credit?

admin — Sat, 20 Feb 2010 03:45:53 +0000

My mother in law has a store credit card and my husband is listed as a user not co applicant and she is thinking about filing bankruptcy. On his last credit report the card does show up on his report. Do we need to remove him as an authorized user to protect his credit? If we do, will that affect his score? If she closes the account does that affect his score?

Technorati Tags: credit report, filing bankruptcy, mother in law, score, store credit card

What happens when a department store files bankruptcy, closes all their stores & you owe them money on their?

admin — Tue, 16 Feb 2010 13:14:50 +0000

department store credit card? Are you still financially responsible? For instance, Mervyn’s is set to announce that they are going to close all their stores and file bankruptcy (I believe they are now filing chapter 11 after already filing chapter 7) and I happen to have a Mervyn’s credit card and owe some on it and was curious as to what happens.

Thanks!
That’s what I figured but someone told me different about another company going bankrupt.

Thanks!

Technorati Tags: bankruptcy, department store credit, filing chapter 11, filing chapter 7, mervyn s, store credit card