i want to file bankruptcy, but someone told me you have to pay the money back does’nt that defeat the purpose of filing, i thought that when it is discharged you slate is wiped clean.

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Help I hear so many diffrent stories and read so many diffrent answers who is right? I do not owe alot of money maybe 15,000 but I am tired of having bad credit! I just want a new start. I know because I have seen it people that file bankruptcy get to start over and enjoy having good credit again I just want mine clean! When I say I have seen it it’s because my god mother went through this and she has more credit cards, a new house better than the one she had before! I am only 25 I will turn 26 this year I only have one child and I want my own house before I am thirty so should I try to file and start with a new slate? Yes I know I owe the debt so before I get insults just give me advise I learned my lesson I want a new start and better life for my son
I am considered a low income, I have help from the state, food stamps and medicade. Will BK affect my son’s medicade? Will the state take it away

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Help I hear so many diffrent stories and read so many diffrent answers who is right? I do not owe alot of money maybe 15,000 but I am tired of having bad credit! I just want a new start. I know because I have seen it people that file bankruptcy get to start over and enjoy having good credit again I just want mine clean! When I say I have seen it it’s because my god mother went through this and she has more credit cards, a new house better than the one she had before! I am only 25 I will turn 26 this year I only have one child and I want my own house before I am thirty so should I try to file and start with a new slate? Yes I know I owe the debt so before I get insults just give me advise I learned my lesson I want a new start and better life for my son
These are debts from 2001 and I don’t make a lot I am considered a low income individual.

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When democrats raise taxes to pay for the Bush spending spree and Giveaways will we be so short sided as to blame the democrats for being responcible enough to pay our debts .Or should we do like all good republicans and file for bankruptcy .Wipe the slate clean and start from scratch .Its like going to re-hab when you walk out you are free from your past because that was not really you somehow .
I get it now .you just have to lie to yourself every minute of every day and tell yourself that you are ok often enough till you believe it .
How does a person live with themselves when its time to tell the family with a sick child that they have reached the limits of the insurance policy and the treatments will no longer be paid by them .How do they walk around after the fill up the pockets of all their friends with money taken out of people savings that they loaned to there college buddies and familys to buy homes with and then declare the company banckrupt leaving tax payers to foot the bil

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