I have fallen into the payday loan trap. several payday loans I have fallen way behind in everything. I have an appt with a lawyer this week. my question is has anyone tried an online bankruptcy site or is it all a bunch of false truths and should I just stick with a lawyer, does any know of a reptitable site…thanks.Paul
I have a friend that stated that she applied for a payday loan online and a company she delt with a long time ago got her information and went into her account and took money after she had put them in her bankruptcy. She doesn’t have a computer so she has given the task of trying to find out. She said that she spoke with someone at the company she applied with and then found out that the same person worked for yet another company in a call center. Is this right, does one company own all of them and can put you in a trick bag getting your infomation from a new company you apply with and then getting into your bank account because yo owe them money when leagally she filed bankruptcy.
I have improved credit after filing bankruptcy about 5 years ago . I was able to secure auto loan and capital one card , but I find I am desperate for small loan of about 1,500 and most payday loan places offer a max of 800.00 in our area. I am also very scared of all the online fast loans due to scamming for information .Any ideas?
After going to debt counseling,I had no option left except to file a chapter 7. Listed with my debtors are 2 payday loans,2 weeks prior to filing,I took out a payday loan for 5,yes it was stupid,but food on the table seem more important at the time.I called and informed them,that I had to retain a lawyer,and was informed that when I signed the contract I would not be filing bankruptcy within 30 days,and my attorney was a personel friend.I did not plan on filing,all other options were used up.Can and will this effect my bankruptcy? Also,the 2nd payday loan I borrowed from is a prominent member of the community,and told me he would get his $ one way or the other,even if it ment following my butt all the way up the court house steps.I am a emotional wreck! The stress of the bankruptcy has taken it’s toll,and now this.I will call my attorney on Mon.,but if anyone could help relieve some of this emotional roller coaster,I would deeply appreciate it!