we have had a rough marriage. he has lost his job which caused us to lose our house and file bankruptcy and now we live with our two kids with his dad…… sigh…… now i lost my job of four years and the medical , dental, and life insurance that went with it. i got approved for unemployment….. and the kids are getting approved for insurance so…… why is treating me so bad. He doesn’t say it allowed it’s cause i lost my job…. but that’s when it started.

now he says…… i cant stand to look at you. i can’t stand coming home and hearing the kids scream. Please just leave. I’m through with you….. can u believe he is telling me that he wants a divorce?? I"m usually the one saying that to him. and now that i have no way to support myself with no job he wants to kick me out of his dad’s house….. which is cool…….i’ll go but he says i cant take the kids. and i say i’m not abandoning them.

so what do i do?

Technorati Tags: bankruptcy, coming home, dad, divorce, insurance, job, life insurance, marriage, medical dental, unemployment

I have been pushed around and made fun of my entire life, I had no friends growing up, I was beat up constantly, and my parents were both drunks, so I got beaten at home too. My mother used to put out cigarettes on my head. It got that the school beatings were less then the home beatings so I did not want to go home. The kids in school got together and made an award for me as the most unpopular kid in school when I was in 6th grade. I graduated high school, and my luck never got better,during high school my parents got divorced and blamed the entire thing on me and said I was an accident, and they wish they had never had me. They both put on their item list that neither one of them wanted custody of me.Then I flunked out of college, couldn’t hold a decent job, I still had no friends. and that went on until I was 23 when I met my now wife, and for the first time in my life I was happy, she liked me for me, and she was good to me. A year and a half ago we got married, and she totally changed. She became very abusive and calls me an effen retard, and stupid a@@ all the time, and she hits me with things and smacks me calling me retarded. I had thought about divorce and then we found out that she was pregnant, and the first words out of her mouth were I hope that our kid is not a retard like you, so now I can’t divorce her. We also recently had to file bankruptcy, and I lost my car and my job, and up until recently have been unemployed for the last six months, and we got evicted from our apartment, and had to move back in with my dad. Let me tell you I am 26, and I still feel like a child, I get picked on from both of them, and my mother when I see her, I have no car to get away and no friends to hang out with, I am seriously considering suicide, but I don’t want to leave another child without a father, and I always swore I would try to be a better parent than mine were to me, but I wonder if I can be. I an not happy in my marriage and I would never cheat on my wife, but she doesen’t believe in sexual relations anymore, just to add fuel to the fire. I mean all my life I have never had someone that I could go hang out with who thought I was cool, and when someone tried to talk to me I tried so hard to get them to like me, that they all run away. I cry daily now, and just want to give up, I have no hobbies, I would like to learn how to ride a horse, and at 260lbs, everyplace I tried laughed at me and said I was too fat, I can’t fit in anywhere, and I am typing this as a last resort to see if anyone actually cares, but I don’t feel that I will get any responses

Technorati Tags: apartment, bankruptcy, beatings, child without a father, cigarettes, dad, decent job, divorce, drunks, effen, marriage, parents, six months, suicide, time in my life

i am in WA and will be filling CH13 but my bf is getting ready to join the AF so we are not going to wait the 2yrs like we wanting to to get married we will be getting married here in Oct i have not yet had my ratainer meeting but will here in the next couple of weeks i just wanted to know if any one knows if this will mess up his credit in order to join because we have a daughter together m it will be better for us for him to join when we are married so could anyone help me with this question please and his names are not on it all the debt is from my last marriage almost 6 yrs ago i just cant do it anymore and all have gone to collection and me and my bf dont pay for each others bills and everything else is 50/50

Technorati Tags: bf, ch13, marriage

With the economy etc., I went through a horrible time – my marriage ended, my house foreclosed and I filed bankruptcy. That was 2 years ago. I’ve met a great person and there is a huge possibility of a very real relationship with her. I feel it important to be up front but I don’t want to lose her. Should this be a deal breaker? Tell her sooner or later or is it none of her business?

Technorati Tags: bankruptcy, deal breaker, economy, horrible time, marriage, relationship

I have been forclosed and the defecit to the lender is to high I have no job after a divorce everything went to ground. I am planning to remarry , however I do not want my current bad credit to affect my fiance. would my old financial issues affect her immidiately after marriage? how to prevent that?
would that be better to file bankrupcy before we get married. what are the provision of the law ?

Technorati Tags: bad credit, defecit, divorce, fiance, immidiately, job, marriage, provision

There are no Children in our relationship. I recently found out that my wife of 10 years committed adultery with a roommate we had living with us. I want for us to overcome this problem and other smaller problems within our marriage. I already forgave her for her intercession. After I found out about her infidelity, I went to a men’s retreat, and have become a reborn Christian. I have never cheated on my marriage vows and still hold these vows sacred even after all that has happened, I Love my wife and want her back. I have written to her 5 pages of my faults in our marriage, and have asked for forgiveness for my faults. She says that I am forgiven from her lips but her heart says otherwise. I know that I have the biblical right to divorce her, but this is not what I want, I want to work with her in mending our marriage. However, she will not stop taking phone calls from her lover, we have been separated for a month now (not my decision) and I believe that she (although I don’t have proof) living with him. Because she will not talk to me, I don’t even know where she is living. (Don’t judge me here I have my reasons). She insists that she is going to file for divorce… so if the bible says I have the right to divorce her, I can, but this is not what I want. The bible also says that God hates divorce, and to do all things possible to mend the marriage. This is what I want but she does not want any part of it. I have forgiven her, and have treated her with respect as my family has, and she continues to treat us like garbage. So I ask again how do you help an unrepentant adulteress find Gods Light and Love????? Should I divorce her, or should I let her file for the divorce? When do you take off your wedding band, when the vow is broken, or when the divorce is finalized? Since we are not living together at the moment and I have lost everything in my life and yes I do mean everything, my wife, my home, my job, my business, having to declare bankruptcy, and some serious medical problems. I have found that God did not turn his back on me rather I turned my back on him for many years. I am now rediscovering who I am and I am taking steps to better myself. But what do I do about her???????

Technorati Tags: 10 years, adultery, bankruptcy, bible, faults, forgiveness, garbage, god hates divorce, infidelity, intercession, lips, marriage, marriage vows, medical problems, phone calls, proof, relationship, roommate, vow, wedding band

I am married to a man 14 years older than me and we have been married almost ten years & I married him at age 20. Through the ten years he was very mean, cold, and aloof but I had my reasons for staying mainly because I had a sick child with him and no help or place to go. I never stopped trying to work on my marriage & I never cheated. As our ten year anniversary approaches I am seriously considering leaving now. Although, he isn’t as monstrous as he was, he is still not loving or affectionate but more so nicer than what he used to be.

I thought things had gotten so much better between us & that there was hope. I stuck with this man through everything from him just filing bankruptcy to him being diagnosed with high blood pressure. I have catered to him and fought off bill collectors & so much more! However tonight I discovered something very hurtful.
He began attacking me earlier in the day by saying I don’t clean the house and this and that. To make a long story short I figured out how to open his work phone that he locks and I checked his text messages just to find a woman saying good morning sunshine last night was great and this morning was OMG with a smiley icon next to it. He was home all night and this morning but he knew the person because the number was programmed into his phone under a business name WALMART. Then another woman wrote and said that she can’t let 2009 go by without telling him she luvs him and how much he means to her life. He did not even delete it so it must have meant something to him. After giving my all I think its time to say screw him and his finance’s, his blood pressure and his whorish ways. I want to finally live for my child and myself. I have never lived before and now I know how much I don’t mean to him: )

Technorati Tags: amp, anniversary approaches, bill collectors, business name, filing bankruptcy, finance, good morning sunshine, high blood pressure, marriage, screw, sick child, smiley icon, text messages, walmart, year anniversary

When my ex and I split up and child support was set up, I made a budget that fit the income. After a few years, my ex quit his job to get out of child support. After finding where he was working and turning it in, he would quit again to move to another job. I used my credit cards to fill in the missing money thinking i would pay it off when he started to pay again. Well that didn’t happen. Now I am filing bankruptcy after cutting everything we used to do out. I will be able to pay the bills with my own income when this is through. My daughter sees that I am stressed and hears the collections calls. Do I tell her the whole truth? I don’t want to seem like a complete failure in her eyes like i can’t handle money and she lost everything she used to do because of my incompetence. We wouldn’t be this bad off if he didn’t run from his responsibilities. But I don’t want to make her hate her dad.
She is 13 years old. Her Dad rarely sees her because it is now his turn to enjoy life since he started to have kids at 20(he is 42 now- and that is a quote from him) He has a 21 year old son from a first marriage living with him who he makes pay all the bills in their house. That son is going to move in with me next month because he has been wanting to go to college but hasnt been able to since all his money goes toward the household expenses(he works 60 hours a week at a little more than minimum wage and he is not my biological child)
This is for the people who asked how much he was in her life and how old she was.

Technorati Tags: 13 years, biological child, budget, child support, collections, credit cards, dad, failure, filing bankruptcy, household expenses, incompetence, job, marriage, minimum wage, missing money, whole truth

….. He thinks that there is " something better" out there… Well, to make the story short: what are the chances that some woman will "want" him : divorced twice, 5 kids from 2 different women, grandchildren, 47 y.old, filed for bankruptcy last year, short – 5′9", sort of attractive, has no money and has a history of short term raltionships/ losing interest in women fast … Would you personally get yourself involved with a man with such a "resume" ? Would it bother you ? ( he is currently looking online and I feel SORRY for those victims who buy his shellow charm ) THANKS.
I was meaning a woman wanting him for serious long-term relationship or even marriage..

Technorati Tags: bankruptcy, grandchildren, long term relationship, marriage, money, resume

I am 23 years old, in college part time and working part time. I am recently divorced and have about ,000 in loans and credit card bills I got stuck with that were all aqquired during the marriage. Since I can only afford minimum payments (and receive no financial aid) I feel like I should look into bankruptcy.
I have two credit cards, so If I file bankruptcy on just my loans (,000) and one credit card, does keeping the one credit card plus an account balance with Dell (for a laptop I financed) help my credit score at all, as opposed to filing on everything I owe?
And everyone says to do it before I get any older if I’m going to do it. And I don’t expect any new bills (I have a dependable car and low rent) anytime soon.
Sometimes I feel like bankruptcy is "cheating" but I had an extra income at the time I signed for the loans, and of course didn’t expect to get divorced. I feel helpless, as the balances barely go down and i’m spending money I need to live, or I’m going to have to quit school.

Technorati Tags: 23 years, account balance, bankruptcy, college part time, credit card bills, credit cards, credit score, dell, dependable car, extra income, financial aid, laptop, loans, low rent, marriage, minimum payments, spending money

I need to file bankruptcy stemming from my previous marriage. I have re-married since all that stuff happened, but when i file i don’t want to include my wife in the bankruptcy. Can i still file?

Technorati Tags: bankruptcy, marriage

My credit is horrible from a previous marriage, and I won’t be able to clear it enough for good credit within the next few years. We are currently renting, but have outgrown our rental house. Which way should I go? We are really anxious to get our own house!

Technorati Tags: marriage, rental house

I had a bad marriage and had to file chapter 7 bankruptcy well I want to move to Clear lake because I think it is a very nice area is it possible to get an apartment out there with a bankruptcy on my credit? By the way STAY THE HELL AWAY FROM THE BEAUMONT PORT ARTHUR VIDOR AREA! PEOPLE OUT THERE ARE WORTHLESS TRASH!

Technorati Tags: apartment, beaumont, chapter 7 bankruptcy, clear lake, hell, marriage, port arthur, vidor, worthless trash

Boyfriend and I want to rent a house. He had two prior evictions from last marriage. Should he file for bankruptcy before we apply? Does filing bankruptcy look worse? Please help!!

Technorati Tags: evictions, filing bankruptcy, marriage

I cannot do debt consolidation. I would rather not declare bankruptcy. A dishonest ex-husband dumped his debts on me when he shocked me by divorcing me two years ago after 14 years of marriage. This was in TEXAS.

Technorati Tags: bankruptcy, debt consolidation, debts, marriage

I have really good credit. My fiance made some really bad decisions in the past and has terrible credit. (credit cards, overdrawn bank account car loan …..) We are buying a home . We are planning on getting married next year. I am wondering would it be better for him to consolidate his bills and us try to pay them off or should he just file banktruptcy? We plan on doing something before we get married. We dont have any savings and I have a child and he has three from a previous marriage that he pays support for. My concern about debtconsolidation is that we wont be able to make the payments with everything else we are having to take care of. How bad is a debt consolidation or bankruptcy going to look when we do tie the knot if I have really good credit. Also what kind of affect does that have if any on employment?
I am already buying a home so that is not an issue
I am also being told that chapter 7 and chapter 13 affects your credit in the same way and tat both stay on there for ten years
He no longer has credit cards or bank accounts. All of these things on his credit have been on there since before I met him. I asked for financial advice not for someone to make negative comments about bad decisions made in the past. As for having a budget we already live togather and pay all the bills togather We already have a home that we are buying.
We both work. Who doesnt?

Technorati Tags: bad decisions, bank accounts, bankruptcy, budget, buying a home, car loan, chapter 13, chapter 7, credit credit cards, debt consolidation, debtconsolidation, fiance, financial advice, knot, marriage, negative comments