I am married to a man 14 years older than me and we have been married almost ten years & I married him at age 20. Through the ten years he was very mean, cold, and aloof but I had my reasons for staying mainly because I had a sick child with him and no help or place to go. I never stopped trying to work on my marriage & I never cheated. As our ten year anniversary approaches I am seriously considering leaving now. Although, he isn’t as monstrous as he was, he is still not loving or affectionate but more so nicer than what he used to be.

I thought things had gotten so much better between us & that there was hope. I stuck with this man through everything from him just filing bankruptcy to him being diagnosed with high blood pressure. I have catered to him and fought off bill collectors & so much more! However tonight I discovered something very hurtful.
He began attacking me earlier in the day by saying I don’t clean the house and this and that. To make a long story short I figured out how to open his work phone that he locks and I checked his text messages just to find a woman saying good morning sunshine last night was great and this morning was OMG with a smiley icon next to it. He was home all night and this morning but he knew the person because the number was programmed into his phone under a business name WALMART. Then another woman wrote and said that she can’t let 2009 go by without telling him she luvs him and how much he means to her life. He did not even delete it so it must have meant something to him. After giving my all I think its time to say screw him and his finance’s, his blood pressure and his whorish ways. I want to finally live for my child and myself. I have never lived before and now I know how much I don’t mean to him: )

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When my ex and I split up and child support was set up, I made a budget that fit the income. After a few years, my ex quit his job to get out of child support. After finding where he was working and turning it in, he would quit again to move to another job. I used my credit cards to fill in the missing money thinking i would pay it off when he started to pay again. Well that didn’t happen. Now I am filing bankruptcy after cutting everything we used to do out. I will be able to pay the bills with my own income when this is through. My daughter sees that I am stressed and hears the collections calls. Do I tell her the whole truth? I don’t want to seem like a complete failure in her eyes like i can’t handle money and she lost everything she used to do because of my incompetence. We wouldn’t be this bad off if he didn’t run from his responsibilities. But I don’t want to make her hate her dad.
She is 13 years old. Her Dad rarely sees her because it is now his turn to enjoy life since he started to have kids at 20(he is 42 now- and that is a quote from him) He has a 21 year old son from a first marriage living with him who he makes pay all the bills in their house. That son is going to move in with me next month because he has been wanting to go to college but hasnt been able to since all his money goes toward the household expenses(he works 60 hours a week at a little more than minimum wage and he is not my biological child)
This is for the people who asked how much he was in her life and how old she was.

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….. He thinks that there is " something better" out there… Well, to make the story short: what are the chances that some woman will "want" him : divorced twice, 5 kids from 2 different women, grandchildren, 47 y.old, filed for bankruptcy last year, short – 5′9", sort of attractive, has no money and has a history of short term raltionships/ losing interest in women fast … Would you personally get yourself involved with a man with such a "resume" ? Would it bother you ? ( he is currently looking online and I feel SORRY for those victims who buy his shellow charm ) THANKS.
I was meaning a woman wanting him for serious long-term relationship or even marriage..

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I am 23 years old, in college part time and working part time. I am recently divorced and have about ,000 in loans and credit card bills I got stuck with that were all aqquired during the marriage. Since I can only afford minimum payments (and receive no financial aid) I feel like I should look into bankruptcy.
I have two credit cards, so If I file bankruptcy on just my loans (,000) and one credit card, does keeping the one credit card plus an account balance with Dell (for a laptop I financed) help my credit score at all, as opposed to filing on everything I owe?
And everyone says to do it before I get any older if I’m going to do it. And I don’t expect any new bills (I have a dependable car and low rent) anytime soon.
Sometimes I feel like bankruptcy is "cheating" but I had an extra income at the time I signed for the loans, and of course didn’t expect to get divorced. I feel helpless, as the balances barely go down and i’m spending money I need to live, or I’m going to have to quit school.

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I need to file bankruptcy stemming from my previous marriage. I have re-married since all that stuff happened, but when i file i don’t want to include my wife in the bankruptcy. Can i still file?

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My credit is horrible from a previous marriage, and I won’t be able to clear it enough for good credit within the next few years. We are currently renting, but have outgrown our rental house. Which way should I go? We are really anxious to get our own house!

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I had a bad marriage and had to file chapter 7 bankruptcy well I want to move to Clear lake because I think it is a very nice area is it possible to get an apartment out there with a bankruptcy on my credit? By the way STAY THE HELL AWAY FROM THE BEAUMONT PORT ARTHUR VIDOR AREA! PEOPLE OUT THERE ARE WORTHLESS TRASH!

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Boyfriend and I want to rent a house. He had two prior evictions from last marriage. Should he file for bankruptcy before we apply? Does filing bankruptcy look worse? Please help!!

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I cannot do debt consolidation. I would rather not declare bankruptcy. A dishonest ex-husband dumped his debts on me when he shocked me by divorcing me two years ago after 14 years of marriage. This was in TEXAS.

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I have really good credit. My fiance made some really bad decisions in the past and has terrible credit. (credit cards, overdrawn bank account car loan …..) We are buying a home . We are planning on getting married next year. I am wondering would it be better for him to consolidate his bills and us try to pay them off or should he just file banktruptcy? We plan on doing something before we get married. We dont have any savings and I have a child and he has three from a previous marriage that he pays support for. My concern about debtconsolidation is that we wont be able to make the payments with everything else we are having to take care of. How bad is a debt consolidation or bankruptcy going to look when we do tie the knot if I have really good credit. Also what kind of affect does that have if any on employment?
I am already buying a home so that is not an issue
I am also being told that chapter 7 and chapter 13 affects your credit in the same way and tat both stay on there for ten years
He no longer has credit cards or bank accounts. All of these things on his credit have been on there since before I met him. I asked for financial advice not for someone to make negative comments about bad decisions made in the past. As for having a budget we already live togather and pay all the bills togather We already have a home that we are buying.
We both work. Who doesnt?

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