When To File Bankruptcy » insurance

What type of bankruptcy should I file?

admin — Mon, 12 Sep 2011 16:49:25 +0000

Here’s my situation. I was on the top of the world before I even turned 21. I worked so hard to accomplish my financial goals of basically owning my own house and own vehicle before my 21st birthday. Some where down the road I got lost… The great job I had to get the house, I had to eventually step back from to take a slightly lower paying job that offered insurance. To make a very long, struggle-filled story short. I lost everything. And when I say everything, I mean everything. My then fiance` and I split, needing to find our selves again. My new job wasn’t what I thought it was going to be. I inevitabley lost my house, my car, and had to stop making payments on all my credits cards because I quit my job to move across country (with my now husband) who is an Active Duty Marine (now deployed ). I know this is all over the charts, but since my husband is now gone, this is giving me a lot of time to fix/figure out our financial situation. Since my credit score is basically at the lowest point possible now, which bankruptcy should I file for? How does Chapter 7, 11, 13 etc work? My husband does make a decent amount of money, specially being deployed now. But really only enough to pay the bills and pay down his credit. Any and all information on this would be great.
Thank you so much!

God Bless our troops! God Speed be with you. Hurry home!!
Thanks KMcG. Yes – I am aware of th 7-10 year rule with bankruptcy. We’re even considering staying in the military (boo) to bandage all our debt.

Technorati Tags: 21st birthday, active duty, amount of money, bandage, bankruptcy, chapter 7, credit score, credits cards, duty marine, fiance, financial goals, financial situation, god bless our troops, god speed, insurance, new job, struggle, top of the world

Has anyone every filed for chapter 7 bankruptcy? What are the consequences for doing this?

admin — Sat, 27 Aug 2011 13:31:53 +0000

I have a lot of debt and don’t make enough to pay medical bills off and such. Is chapter 7 the way to go?
Just so you know Jackdneverf, not everyone in this world has such a good life as you! When you have a job that has no insurance every time you go to the doctor it’s automatically 0. Don’t judge someone until you have walked in their shoes!

Technorati Tags: chapter 7, insurance, job, medical bills, shoes

Hypochondria is ruining my life.?

admin — Wed, 03 Aug 2011 14:25:45 +0000

I have bad hypochondria. I developed this 3 years ago and it’s pretty bad. I’m constantly fearing that I will catch some disease and die or that I will move my body or eat wrong and choke to death or break an internal organ. Most of my fear is of having a heart related problem. I don’t go out anymore and I stay inside so that nothing bad happens, like getting in a car accident. If someone mentions an accident or death of a loved one it makes me both sad and very scared and I have a panic attack. I spend hours looking up symptoms online and I now have to file bankruptcy because of medical bills for doctors visits for minor illnesses when I didn’t have any health insurance. I want to go teach english abroad for a year but I don’t know how I can when I can’t even barely leave the house outside of work. I’m afraid I’ll get ill and die in a foreign country.

Technorati Tags: 3 years, bankruptcy, car accident, death of a loved one, doctors visits, fear, health insurance, heart, insurance, internal organ, medical bills, minor illnesses, panic attack

Bankruptcy question??????????

admin — Wed, 13 Jul 2011 07:13:23 +0000

Okay my question is if i file for bankruptcy will i stop getting collection notices and calls from a collection agency.

See my case is i have a kidney transplant and when i moved to Seattle WA 3 years ago. The insurance here didn’t want to cover me for my medication(because they were to expensive) and doctor visits. So i got a debt from the hospital of almost 00 dollars. But right now i haven’t work in almost a month and the agent told me that if i don’t give a payment their going to take me to court.

What should i do? Will filing for bankruptcy help?

Technorati Tags: 3 years, collection notices, doctor visits, filing for bankruptcy, insurance, kidney transplant, medication, seattle wa

i filed for bankruptcy when do i move out of my house?

admin — Mon, 11 Jul 2011 07:12:46 +0000

I already filed chp 7 and went to my creditors meeting june 15. I am giving up my house. When do I need to be out by. My bankruptcy discharge should be aug 15. do I need to start packing and find a place to live? should I drop my insurance on my house?

Technorati Tags: bankruptcy discharge, chp, creditors, insurance, packing