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	<title>When To File Bankruptcy	 &#187; insurance company</title>
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		<title>Change Medicare for the welfare of the “people” OR to rob from the poor to give to the rich?</title>
		<link>http://whentofilebankruptcy.org/change-medicare-for-the-welfare-of-the-%e2%80%9cpeople%e2%80%9d-or-to-rob-from-the-poor-to-give-to-the-rich</link>
		<comments>http://whentofilebankruptcy.org/change-medicare-for-the-welfare-of-the-%e2%80%9cpeople%e2%80%9d-or-to-rob-from-the-poor-to-give-to-the-rich#comments</comments>
		<pubDate>Tue, 24 May 2011 15:45:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Q and A]]></category>
		<category><![CDATA[democrat]]></category>
		<category><![CDATA[fica deductions]]></category>
		<category><![CDATA[financial burden]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance company]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[lefty]]></category>
		<category><![CDATA[medicare]]></category>
		<category><![CDATA[newt gingrich]]></category>
		<category><![CDATA[own insurance]]></category>
		<category><![CDATA[republican]]></category>
		<category><![CDATA[republicans]]></category>
		<category><![CDATA[social engineering]]></category>
		<category><![CDATA[voucher]]></category>
		<category><![CDATA[welfare]]></category>

		<guid isPermaLink="false">http://whentofilebankruptcy.org/change-medicare-for-the-welfare-of-the-%e2%80%9cpeople%e2%80%9d-or-to-rob-from-the-poor-to-give-to-the-rich</guid>
		<description><![CDATA[Please read all of the following to understand my concern before responding. 
Saying up front, I’m not a lefty or a righty. I want the best person for the job at whatever level in politics. So, I’ve been getting started on my research. While making dinner last night, I heard something disturbing on TV. The [...]]]></description>
			<content:encoded><![CDATA[<p>Please read all of the following to understand my concern before responding. </p>
<p>Saying up front, I’m not a lefty or a righty. I want the best person for the job at whatever level in politics. So, I’ve been getting started on my research. While making dinner last night, I heard something disturbing on TV. The subject was about how Newt Gingrich  went against his party and his quote about “right wing social engineering” or something like that. Then a picture of a Republican who was head of something, I didn’t catch it, followed by an audio of him saying “….Medicare as we know it has to change or it will go bankrupt by 2024.” Later, I went on the Internet for info on this issue and became acquainted with the terms “right” and “entitlement”, as they relate to these issues. “Entitlement” was used in the same context as welfare or a gift. Then I began to consider these facts:</p>
<p>1)My sister, who is retired and disabled, worked for over 30 years and paid into Medicare via mandatory FICA deductions<br />
2)I worked for over 30 years and did the same<br />
3)Neither my sister nor I were given a choice. We were forced to pay.<br />
4)Just because the Republicans say Medicare will go bankrupt by 2024, does that make it so?</p>
<p>I then read that Republicans think that what my sister and I were forced by the government to pay into for over 30 years, with a promise that we’ll be covered after age 65, is NOW somehow the equivalent of us asking for welfare? They want to change it later so that my sister and I will get a “voucher” to go buy our own insurance from the insurance company of our choice, but we won’t be able to afford the difference between what the voucher allows us and what the insurance company will charge for the same coverage. Seems to me, we should be guaranteed the same or better coverage for no additional financial burden on us, since the government made us pay for 30 years without asking us if we want to or not.</p>
<p>On the other hand, I’m reading that the Democrats are saying no to Republicans on changing Medicare, saying to the people, “You have worked and paid into it, you deserve it, and you will continue to receive it.”</p>
<p>If the above is true, then label me what you want: liberal, lefty, whatever. I’m about fairness. In this issue, if the Republicans, or “conservatives”, were successful in this, then for me, the “conservatives” would be bullies, and the “liberals” would be their victims. The fox was allowed into the chicken coup by dropping regulations for Wall Street, corporations, and the banking industry. Greed ran rampant and unchecked, creating an economic crisis. The American people as a whole already bailed out banks and corporations. Now they want to rape Medicare, and senior citizens, to make them all richer. How low down and dirty is that? Do you think this is right or fair?<br />
@John: Given what I wrote above then reading your &quot;contribution&quot;, I was about to call you an @$$ Hole of the highest order. Then I realized you&#8217;re just jealous, bitter, and ignorant, and you deserve my pity.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/democrat' rel='tag' target='_self'>democrat</a>, <a class='technorati-link' href='http://technorati.com/tag/fica+deductions' rel='tag' target='_self'>fica deductions</a>, <a class='technorati-link' href='http://technorati.com/tag/financial+burden' rel='tag' target='_self'>financial burden</a>, <a class='technorati-link' href='http://technorati.com/tag/insurance' rel='tag' target='_self'>insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/insurance+company' rel='tag' target='_self'>insurance company</a>, <a class='technorati-link' href='http://technorati.com/tag/job' rel='tag' target='_self'>job</a>, <a class='technorati-link' href='http://technorati.com/tag/lefty' rel='tag' target='_self'>lefty</a>, <a class='technorati-link' href='http://technorati.com/tag/medicare' rel='tag' target='_self'>medicare</a>, <a class='technorati-link' href='http://technorati.com/tag/newt+gingrich' rel='tag' target='_self'>newt gingrich</a>, <a class='technorati-link' href='http://technorati.com/tag/own+insurance' rel='tag' target='_self'>own insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/republican' rel='tag' target='_self'>republican</a>, <a class='technorati-link' href='http://technorati.com/tag/republicans' rel='tag' target='_self'>republicans</a>, <a class='technorati-link' href='http://technorati.com/tag/social+engineering' rel='tag' target='_self'>social engineering</a>, <a class='technorati-link' href='http://technorati.com/tag/voucher' rel='tag' target='_self'>voucher</a>, <a class='technorati-link' href='http://technorati.com/tag/welfare' rel='tag' target='_self'>welfare</a></p>

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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What happens when someone files bankruptcy?</title>
		<link>http://whentofilebankruptcy.org/what-happens-when-someone-files-bankruptcy-2</link>
		<comments>http://whentofilebankruptcy.org/what-happens-when-someone-files-bankruptcy-2#comments</comments>
		<pubDate>Sat, 11 Sep 2010 18:05:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Q and A]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[clock]]></category>
		<category><![CDATA[full time]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance company]]></category>
		<category><![CDATA[legal aid]]></category>
		<category><![CDATA[medical bills]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[part time]]></category>
		<category><![CDATA[single mom]]></category>
		<category><![CDATA[time weekend]]></category>
		<category><![CDATA[weekend job]]></category>
		<category><![CDATA[workstudy]]></category>

		<guid isPermaLink="false">http://whentofilebankruptcy.org/what-happens-when-someone-files-bankruptcy-2</guid>
		<description><![CDATA[I am being sued for 16000 by an insurance company and my layer says the best thing to do it to file bankruptcy. What will happen to my truck that I bought last year and still owe money on?
I am currently a single mom, going to school full time with one major and two minors. [...]]]></description>
			<content:encoded><![CDATA[<p>I am being sued for 16000 by an insurance company and my layer says the best thing to do it to file bankruptcy. What will happen to my truck that I bought last year and still owe money on?<br />
I am currently a single mom, going to school full time with one major and two minors. I work at school(workstudy) and have a very very part time weekend job that only pays 7 bucks an hour. I don&#8217;t have family to ask for help and don&#8217;t qualify for any legal aid. I also don&#8217;t think I am resposnible for the medical bills I am being sued for because when I  was in the accident, I was bringing my company&#8217;s daily deposit to the bank and was still on the clock. My employer refused to pay so now they are coming after me.</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/bankruptcy' rel='tag' target='_self'>bankruptcy</a>, <a class='technorati-link' href='http://technorati.com/tag/clock' rel='tag' target='_self'>clock</a>, <a class='technorati-link' href='http://technorati.com/tag/full+time' rel='tag' target='_self'>full time</a>, <a class='technorati-link' href='http://technorati.com/tag/insurance' rel='tag' target='_self'>insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/insurance+company' rel='tag' target='_self'>insurance company</a>, <a class='technorati-link' href='http://technorati.com/tag/legal+aid' rel='tag' target='_self'>legal aid</a>, <a class='technorati-link' href='http://technorati.com/tag/medical+bills' rel='tag' target='_self'>medical bills</a>, <a class='technorati-link' href='http://technorati.com/tag/money' rel='tag' target='_self'>money</a>, <a class='technorati-link' href='http://technorati.com/tag/part+time' rel='tag' target='_self'>part time</a>, <a class='technorati-link' href='http://technorati.com/tag/single+mom' rel='tag' target='_self'>single mom</a>, <a class='technorati-link' href='http://technorati.com/tag/time+weekend' rel='tag' target='_self'>time weekend</a>, <a class='technorati-link' href='http://technorati.com/tag/weekend+job' rel='tag' target='_self'>weekend job</a>, <a class='technorati-link' href='http://technorati.com/tag/workstudy' rel='tag' target='_self'>workstudy</a></p>

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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>I was rear ended by another driver and my case has not been settled even though about 18 months have gone by.?</title>
		<link>http://whentofilebankruptcy.org/i-was-rear-ended-by-another-driver-and-my-case-has-not-been-settled-even-though-about-18-months-have-gone-by</link>
		<comments>http://whentofilebankruptcy.org/i-was-rear-ended-by-another-driver-and-my-case-has-not-been-settled-even-though-about-18-months-have-gone-by#comments</comments>
		<pubDate>Tue, 24 Aug 2010 21:37:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[When To File Bankruptcy]]></category>
		<category><![CDATA[annular fissure]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bowel movements]]></category>
		<category><![CDATA[fraud]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[insurance company]]></category>
		<category><![CDATA[lawyer]]></category>
		<category><![CDATA[medical bills]]></category>
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		<guid isPermaLink="false">http://whentofilebankruptcy.org/i-was-rear-ended-by-another-driver-and-my-case-has-not-been-settled-even-though-about-18-months-have-gone-by</guid>
		<description><![CDATA[I was rear ended by another driver and my case has not been settled even though about 18 months have gone by.  The other driver admitted fault, I had physical therapy and back injections and still have pain plus trouble with regular bowel movements (I suffered two badly herniated discs, an annular fissure, and [...]]]></description>
			<content:encoded><![CDATA[<p>I was rear ended by another driver and my case has not been settled even though about 18 months have gone by.  The other driver admitted fault, I had physical therapy and back injections and still have pain plus trouble with regular bowel movements (I suffered two badly herniated discs, an annular fissure, and sprained neck). My lawyer had me come in to his office, he said to make a statement, but when I got there, he told me my case was being investigated for fraud. Since then, the other driver&#8217;s insurance company has only offered me 10k to settle the case and my medical bills are over 120k.  First, how did my lawyer mess up what should have been an easily winnable case? Second, I&#8217;ve had to sign away 40% of my settlement to the lawyer that messed up my case, plus 50% of my settlement to the new lawyer I hired, so I don&#8217;t know if I will have enough to pay my medical bills, should I prepare to file bankruptcy?</p>

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<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/annular+fissure' rel='tag' target='_self'>annular fissure</a>, <a class='technorati-link' href='http://technorati.com/tag/bankruptcy' rel='tag' target='_self'>bankruptcy</a>, <a class='technorati-link' href='http://technorati.com/tag/bowel+movements' rel='tag' target='_self'>bowel movements</a>, <a class='technorati-link' href='http://technorati.com/tag/fraud' rel='tag' target='_self'>fraud</a>, <a class='technorati-link' href='http://technorati.com/tag/insurance' rel='tag' target='_self'>insurance</a>, <a class='technorati-link' href='http://technorati.com/tag/insurance+company' rel='tag' target='_self'>insurance company</a>, <a class='technorati-link' href='http://technorati.com/tag/lawyer' rel='tag' target='_self'>lawyer</a>, <a class='technorati-link' href='http://technorati.com/tag/medical+bills' rel='tag' target='_self'>medical bills</a>, <a class='technorati-link' href='http://technorati.com/tag/physical+therapy' rel='tag' target='_self'>physical therapy</a></p>

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		<slash:comments>1</slash:comments>
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		<title>Can I file for bankruptcy protection after being subpoenaed for debt collection hearing?</title>
		<link>http://whentofilebankruptcy.org/can-i-file-for-bankruptcy-protection-after-being-subpoenaed-for-debt-collection-hearing</link>
		<comments>http://whentofilebankruptcy.org/can-i-file-for-bankruptcy-protection-after-being-subpoenaed-for-debt-collection-hearing#comments</comments>
		<pubDate>Tue, 03 Aug 2010 13:19:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Q and A]]></category>
		<category><![CDATA[bankruptcy forms]]></category>
		<category><![CDATA[bankruptcy protection]]></category>
		<category><![CDATA[bottom line]]></category>
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		<category><![CDATA[litigation]]></category>
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		<category><![CDATA[six months]]></category>
		<category><![CDATA[subpoena]]></category>
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		<guid isPermaLink="false">http://whentofilebankruptcy.org/can-i-file-for-bankruptcy-protection-after-being-subpoenaed-for-debt-collection-hearing</guid>
		<description><![CDATA[I have a k car note debt on its way to an attorney for a court hearing in the near future. I haven&#8217;t been subpoenaed yet. I have k in medical bills getting the run around from my health insurance and another -k that hasn&#8217;t even been filed yet by the doctor but may also [...]]]></description>
			<content:encoded><![CDATA[<p>I have a k car note debt on its way to an attorney for a court hearing in the near future. I haven&#8217;t been subpoenaed yet. I have k in medical bills getting the run around from my health insurance and another -k that hasn&#8217;t even been filed yet by the doctor but may also be denied. </p>
<p>I can&#8217;t afford to have a court garnish my wages a single cent for the car note but can&#8217;t file for bankruptcy protection just yet because I&#8217;m waiting on the insurance company to either pay or deny. Until then, I won&#8217;t get a bill to put on my bankruptcy forms. Also, the other doctors haven&#8217;t filed their claims yet. They have up to six months to file a claim and it&#8217;s only been 30 days since my surgery. </p>
<p>Bottom line: it would be a waste to file bankruptcy right now over 11k when I have almost 100k coming up in the next few months. What can I do? After I get the subpoena I plan to just file on whatever I have and then hope for the best with the rest. Is that even possible? Are you allowed to file on something that is currently going through litigation?</p>

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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Can I file bankruptcy on a debt collection after receiving a subpoena for court?</title>
		<link>http://whentofilebankruptcy.org/can-i-file-bankruptcy-on-a-debt-collection-after-receiving-a-subpoena-for-court</link>
		<comments>http://whentofilebankruptcy.org/can-i-file-bankruptcy-on-a-debt-collection-after-receiving-a-subpoena-for-court#comments</comments>
		<pubDate>Mon, 02 Aug 2010 13:18:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Q and A]]></category>
		<category><![CDATA[bankruptcy forms]]></category>
		<category><![CDATA[bankruptcy protection]]></category>
		<category><![CDATA[bottom line]]></category>
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		<category><![CDATA[medical bills]]></category>
		<category><![CDATA[six months]]></category>
		<category><![CDATA[subpoena]]></category>
		<category><![CDATA[wages]]></category>

		<guid isPermaLink="false">http://whentofilebankruptcy.org/can-i-file-bankruptcy-on-a-debt-collection-after-receiving-a-subpoena-for-court</guid>
		<description><![CDATA[I have a k car note debt on its way to an attorney for a court hearing in the near future. I haven&#8217;t been subpoenaed yet. I have k in medical bills getting the run around from my health insurance and another -k that hasn&#8217;t even been filed yet by the doctor but may also [...]]]></description>
			<content:encoded><![CDATA[<p>I have a k car note debt on its way to an attorney for a court hearing in the near future. I haven&#8217;t been subpoenaed yet. I have k in medical bills getting the run around from my health insurance and another -k that hasn&#8217;t even been filed yet by the doctor but may also be denied. </p>
<p>I can&#8217;t afford to have a court garnish my wages a single cent for the car note but can&#8217;t file for bankruptcy protection just yet because I&#8217;m waiting on the insurance company to either pay or deny. Until then, I won&#8217;t get a bill to put on my bankruptcy forms. Also, the other doctors haven&#8217;t filed their claims yet. They have up to six months to file a claim and it&#8217;s only been 30 days since my surgery. </p>
<p>Bottom line: it would be a waste to file bankruptcy right now over 11k when I have almost 100k coming up in the next few months. What can I do? After I get the subpoena I plan to just file on whatever I have and then hope for the best with the rest. Is that even possible? Are you allowed to file on something that is currently going through litigation?</p>

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