<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>When To File Bankruptcy	 &#187; homestead</title>
	<atom:link href="http://whentofilebankruptcy.org/tag/homestead/feed" rel="self" type="application/rss+xml" />
	<link>http://whentofilebankruptcy.org</link>
	<description>Consider All Your Options &#124; Free Tips, Q&#38;A and Online Resources</description>
	<lastBuildDate>Thu, 29 Dec 2011 01:20:44 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.2</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Complicated question for an attorney re: civil suit against former landlord who filed for bankruptcy?</title>
		<link>http://whentofilebankruptcy.org/complicated-question-for-an-attorney-re-civil-suit-against-former-landlord-who-filed-for-bankruptcy</link>
		<comments>http://whentofilebankruptcy.org/complicated-question-for-an-attorney-re-civil-suit-against-former-landlord-who-filed-for-bankruptcy#comments</comments>
		<pubDate>Wed, 13 Apr 2011 19:13:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Q and A]]></category>
		<category><![CDATA[appearance]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[bk]]></category>
		<category><![CDATA[creditors]]></category>
		<category><![CDATA[default judgment]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[homestead]]></category>
		<category><![CDATA[landlord]]></category>
		<category><![CDATA[lawncare service]]></category>
		<category><![CDATA[maintenance expenses]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[monies]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[paperwork]]></category>
		<category><![CDATA[real estate agent]]></category>
		<category><![CDATA[receipts]]></category>
		<category><![CDATA[security deposit]]></category>

		<guid isPermaLink="false">http://whentofilebankruptcy.org/complicated-question-for-an-attorney-re-civil-suit-against-former-landlord-who-filed-for-bankruptcy</guid>
		<description><![CDATA[I had a 3 year lease, my landlord lived out-of-state, he stopped paying the mortgage on the house I rented, used my rent money to pay on his home in TX and filed for bankruptcy when the IL house I was renting went into foreclosure. 
I sent him notice that I was moving out in [...]]]></description>
			<content:encoded><![CDATA[<p>I had a 3 year lease, my landlord lived out-of-state, he stopped paying the mortgage on the house I rented, used my rent money to pay on his home in TX and filed for bankruptcy when the IL house I was renting went into foreclosure. </p>
<p>I sent him notice that I was moving out in 45 days when I found out he was losing the house. I was current with rent, left the house immaculate (took pics, videos, and a statement from this real estate agent that I left the home in beautiful condition). </p>
<p>He agreed in writing to my move-out date, and also put in writing that HE broke our lease.  I did not pay him the last month&#8217;s rent (00) because he owed me the 00 security deposit and another 5 in lawncare expenses and some smaller maintenance expenses (I have that in writing from him, too). As he had filed BK I did not feel he would pay me those monies which I why I did not pay the last month&#8217;s rent. </p>
<p>LOOOONG story short, he sued me for the last month&#8217;s rent, added on another 00 for the 5 days extra I took to finish moving out (he was not offering the home to rent to anyone else, no one was viewing the home &#8211; he lost no money as a result of those 5 days). </p>
<p>The day of court, I showed up with my attorney, all my paperwork, receipts, etc and my landlord did not show up but his attorney did.  11 months later I missed a follow-up court date as I was NEVER  served or sent notice of the appearance and of course, a default judgment was made, plus fees for his attorney and court costs. </p>
<p>Sorry, long-winded &#8211; but here is my question:  Can I sue the landlord for return of my security deposit, the lawncare service fees, etc &#8211; all the things I have in writing that he owes me? The attorney I had initially hired cost me 0 to show up in court the day my landlord did not. As he already filed for bankruptcy, if I won, he would have to pay me, correct?  He is working &#8211; I know what company he is now at. </p>
<p>I am in IL and he is in TX which I understand has some kind of homestead rule where creditors cannot put liens on property or garnishee paychecks. </p>
<p>Thank you for advice!<br />
Thank you both very much  for replying. </p>
<p>The ex landlord filed his BK over a year ago, so I would think it would be completed by now. I figured anything he gets sued for after it is discharged, he would need to pay? I am certain the money he owed me was not included in his filing &#8211; I was never contacted by the court as a creditor. </p>
<p>I do not have funds right now to pay my attorney additional money (got laid off a few months back). So&#8230;no money for him &#8211; no help from him. </p>
<p>Regarding my getting served about the second court date &#8211; no I did not move. When I called the landlord&#8217;s attorney, he stated he sent me a notice via regular mail to my correct address.  Did not get it. I am working on getting the judgment set aside, but as I found out about the default judgment more than 30 days after the fact, this is a bit difficult. </p>
<p>You are good folks for helping me out &#8211; thanks!</p>

<!-- start wp-tags-to-technorati 1.01 -->

<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/appearance' rel='tag' target='_self'>appearance</a>, <a class='technorati-link' href='http://technorati.com/tag/bankruptcy' rel='tag' target='_self'>bankruptcy</a>, <a class='technorati-link' href='http://technorati.com/tag/bk' rel='tag' target='_self'>bk</a>, <a class='technorati-link' href='http://technorati.com/tag/creditors' rel='tag' target='_self'>creditors</a>, <a class='technorati-link' href='http://technorati.com/tag/default+judgment' rel='tag' target='_self'>default judgment</a>, <a class='technorati-link' href='http://technorati.com/tag/foreclosure' rel='tag' target='_self'>foreclosure</a>, <a class='technorati-link' href='http://technorati.com/tag/homestead' rel='tag' target='_self'>homestead</a>, <a class='technorati-link' href='http://technorati.com/tag/landlord' rel='tag' target='_self'>landlord</a>, <a class='technorati-link' href='http://technorati.com/tag/lawncare+service' rel='tag' target='_self'>lawncare service</a>, <a class='technorati-link' href='http://technorati.com/tag/maintenance+expenses' rel='tag' target='_self'>maintenance expenses</a>, <a class='technorati-link' href='http://technorati.com/tag/money' rel='tag' target='_self'>money</a>, <a class='technorati-link' href='http://technorati.com/tag/monies' rel='tag' target='_self'>monies</a>, <a class='technorati-link' href='http://technorati.com/tag/mortgage' rel='tag' target='_self'>mortgage</a>, <a class='technorati-link' href='http://technorati.com/tag/paperwork' rel='tag' target='_self'>paperwork</a>, <a class='technorati-link' href='http://technorati.com/tag/real+estate+agent' rel='tag' target='_self'>real estate agent</a>, <a class='technorati-link' href='http://technorati.com/tag/receipts' rel='tag' target='_self'>receipts</a>, <a class='technorati-link' href='http://technorati.com/tag/security+deposit' rel='tag' target='_self'>security deposit</a></p>

<!-- end wp-tags-to-technorati -->
]]></content:encoded>
			<wfw:commentRss>http://whentofilebankruptcy.org/complicated-question-for-an-attorney-re-civil-suit-against-former-landlord-who-filed-for-bankruptcy/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Helen, how do I file for bankruptcy to delay foreclosure?</title>
		<link>http://whentofilebankruptcy.org/helen-how-do-i-file-for-bankruptcy-to-delay-foreclosure</link>
		<comments>http://whentofilebankruptcy.org/helen-how-do-i-file-for-bankruptcy-to-delay-foreclosure#comments</comments>
		<pubDate>Thu, 25 Nov 2010 12:00:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[When To File Bankruptcy]]></category>
		<category><![CDATA[banks]]></category>
		<category><![CDATA[commoners]]></category>
		<category><![CDATA[homestead]]></category>

		<guid isPermaLink="false">http://whentofilebankruptcy.org/helen-how-do-i-file-for-bankruptcy-to-delay-foreclosure</guid>
		<description><![CDATA[You say you can file, but get it dismissed and not actually go bankrupt? How do I do this?
Also, I AM in a judicial state with homestead which is Florida. You say you&#8217;d just demand the note. However, I&#8217;ve heard from all these Republican bank-loving idiots online say these banks have all the records and [...]]]></description>
			<content:encoded><![CDATA[<p>You say you can file, but get it dismissed and not actually go bankrupt? How do I do this?</p>
<p>Also, I AM in a judicial state with homestead which is Florida. You say you&#8217;d just demand the note. However, I&#8217;ve heard from all these Republican bank-loving idiots online say these banks have all the records and we commoners can&#8217;t really demand them anyway without an attorney. Is that true? If not, how can I do that now and just get out of this mess? <img src='http://whentofilebankruptcy.org/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /></p>

<!-- start wp-tags-to-technorati 1.01 -->

<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/banks' rel='tag' target='_self'>banks</a>, <a class='technorati-link' href='http://technorati.com/tag/commoners' rel='tag' target='_self'>commoners</a>, <a class='technorati-link' href='http://technorati.com/tag/homestead' rel='tag' target='_self'>homestead</a></p>

<!-- end wp-tags-to-technorati -->
]]></content:encoded>
			<wfw:commentRss>http://whentofilebankruptcy.org/helen-how-do-i-file-for-bankruptcy-to-delay-foreclosure/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>What would be the difference between filing bankruptcy and not doing anything at all?</title>
		<link>http://whentofilebankruptcy.org/what-would-be-the-difference-between-filing-bankruptcy-and-not-doing-anything-at-all</link>
		<comments>http://whentofilebankruptcy.org/what-would-be-the-difference-between-filing-bankruptcy-and-not-doing-anything-at-all#comments</comments>
		<pubDate>Fri, 23 Jul 2010 15:43:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bankruptcy Q and A]]></category>
		<category><![CDATA[10 years]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[cars]]></category>
		<category><![CDATA[hell]]></category>
		<category><![CDATA[homestead]]></category>
		<category><![CDATA[lawyer]]></category>

		<guid isPermaLink="false">http://whentofilebankruptcy.org/what-would-be-the-difference-between-filing-bankruptcy-and-not-doing-anything-at-all</guid>
		<description><![CDATA[I mean your credit will be horrible either way and it will stay on there 7-10 years.  But the difference I can see is you don&#8217;t have to say you filed bankruptcy and you don&#8217;t have to pay a lawyer.  And quite honestly if you are going bankrupt, how the hell are you [...]]]></description>
			<content:encoded><![CDATA[<p>I mean your credit will be horrible either way and it will stay on there 7-10 years.  But the difference I can see is you don&#8217;t have to say you filed bankruptcy and you don&#8217;t have to pay a lawyer.  And quite honestly if you are going bankrupt, how the hell are you going to pay for a lawyer anyways?!  Well I don&#8217;t even know, so please give me your feedback&#8230;THANX!<br />
well let me clarify the situation&#8230;it is a business that will be going bankrupt not me personally.  and In Texas they CANNOT mess with your homestead or cars..so I know I don&#8217;t have to worry about that&#8230;</p>

<!-- start wp-tags-to-technorati 1.01 -->

<p class='technorati-tags'>Technorati Tags: <a class='technorati-link' href='http://technorati.com/tag/10+years' rel='tag' target='_self'>10 years</a>, <a class='technorati-link' href='http://technorati.com/tag/bankruptcy' rel='tag' target='_self'>bankruptcy</a>, <a class='technorati-link' href='http://technorati.com/tag/cars' rel='tag' target='_self'>cars</a>, <a class='technorati-link' href='http://technorati.com/tag/hell' rel='tag' target='_self'>hell</a>, <a class='technorati-link' href='http://technorati.com/tag/homestead' rel='tag' target='_self'>homestead</a>, <a class='technorati-link' href='http://technorati.com/tag/lawyer' rel='tag' target='_self'>lawyer</a></p>

<!-- end wp-tags-to-technorati -->
]]></content:encoded>
			<wfw:commentRss>http://whentofilebankruptcy.org/what-would-be-the-difference-between-filing-bankruptcy-and-not-doing-anything-at-all/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
	</channel>
</rss>

