Why do so many take the easy way out?

I pay my bills on time, and do not buy what I can’t afford…but, yet all responsible people end up paying for the losers by having to pay additional fees, higher interest rates, etc…is this fair?

What kind of world do we live in when people do not take responsibility for their own actions and expects the world to bail them out?

How many fundamentalists get in debt, and take the easy way out?

Will you not answer to God for your poor decisions? By not repaying debt, isn’t this stealing? If not paid back, this will be a sin for which you never resolved, so will you go to hell?

Technorati Tags: fundamentalists, god, hell, interest rates, losers, poor decisions, stealing

Obama said that he wants car manufacturers to make much better fuel efficient cars. I read this article online in Yahoo News. Keep this in mind and continue reading.

I understand that GM and Chrysler have filed for bankruptcy. GM is going to come back in 30 days I heard. Is this right?

Back to Obama wanting car manufacturers to make better fuel efficient cars.

Why the hell is Obama letting GM keep the "hummer"?????????? The hummer is not a fuel efficient car.

I’m lost in my understanding of this.

Technorati Tags: bankruptcy, car manufacturers, chrysler, fuel efficient car, fuel efficient cars, gm, hell, hummer, yahoo

We became engaged and we live together. I broke off the engagement in May 08. He is the nicest guy I’ve even been with. He is good to me and would never hurt me. The negatives are he has a gambling problem 00 a month losses, he is boring, doesnt want to do anything but gamble, he has no other interests. I have to almost beg for attention. The has a terrible time with money and recently filed bankruptcy. In the meantime, when I wasnt even looking, I met another guy by a complete fluke a little over a month ago "online". He makes me laugh and what Ive learned about him I think is my perfect match. I’ve never been a cheat or a liar..but it seems I’m becoming one cause I am talking on the phone with him, texting and chatting online. He is taken by me too…or so he says. He wants to meet. Of course my situation is I live with a man that gave up everything to be with me. He tells me he loves me and he is good to me. How could I do this to him. If I did choose to meet the new man, either we hit it off or dont. If we did …I "know" I will NOT move to another state…and he would be dumb to move here. He has everything there. What the hell is wrong with me. If I stay with the guy I’m with I feel I may be settling. I am unfullfilled and this is why I never went through with marrying him Today again he told me we need to set the date. What would you do. Im not looking for insults just insights. Thanks. I really am a nice person although this makes me out to be a loon. If you have any questions let me know. I appreciate your thoughts.

Technorati Tags: bankruptcy, fluke, gambling problem, hell, insights, insults, liar, loon, losses, money, new man, perfect match

I mean your credit will be horrible either way and it will stay on there 7-10 years. But the difference I can see is you don’t have to say you filed bankruptcy and you don’t have to pay a lawyer. And quite honestly if you are going bankrupt, how the hell are you going to pay for a lawyer anyways?! Well I don’t even know, so please give me your feedback…THANX!
well let me clarify the situation…it is a business that will be going bankrupt not me personally. and In Texas they CANNOT mess with your homestead or cars..so I know I don’t have to worry about that…

Technorati Tags: 10 years, bankruptcy, cars, hell, homestead, lawyer

I was young, (22yrs old) had 2 jobs and made good money. I decided to trade in my old junk of a car and buy a brand new car. I had no credit history so my then bf helped co-sign for my new car. My interest was sky high but I didn’t care at the beginning because I had no idea what I was doing. I paid a very large amount per month and then after about a year, I lost my main job. A few months after that, I lost my other job. I now was collecting unemployment and went through HELL to make sure that car was paid off every month. I started making late payments and my life was just a mess because not only did I have to pay for that car, I had the insurance, rent, etc. I was no longer able to pay my car and that day came when Mr. repo came knocking on the door. They took my car after 2 years of me working my butt off and they auctioned it off for SO cheap (almost had a heart attack at how much they sold it for!)

This was in 2008 and 2 years later, I’m still struggling financially in more ways than a hundred lol…I have really bad credit, I can’t even open a bank account and I feel like my once so organized and amazing life is now totally off track. I don’t know what to do. These are my questions:

1. If I open a bank account, can my lender seize all my money? Not a savings, a checking account.

2. Being that I did not pay the upside down on the car (,000) should I file for bankruptcy and is it too late to do that after 2 years? And for those who want to suggest that I pay off the 16 grand, I’m not because I’m not going to pay for a car I don’t have anymore and you might say well you’re stuck with it you should have never bought a car you can’t afford I don’t want to hear it because you don’t know my story. I want serious answers, not answers that are going to sound mean and not help.

If there is anything that I’m missing? Please, any advise would be GREATLY appreciated. Thanks in advance

Technorati Tags: bad credit, brand new car, butt, checking account, collecting unemployment, credit history, heart attack, hell, insurance, job, jobs, late payments, lol, money, repo, should i file for bankruptcy, sky, thanks in advance

I was young, (22yrs old) had 2 jobs and made good money. I decided to trade in my old junk of a car and buy a brand new car. I had no credit history so my then bf helped co-sign for my new car. My interest was sky high but I didn’t care at the beginning because I had no idea what I was doing. I paid a very large amount per month and then after about a year, I lost my main job. A few months after that, I lost my other job. I now was collecting unemployment and went through HELL to make sure that car was paid off every month. I started making late payments and my life was just a mess because not only did I have to pay for that car, I had the insurance, rent, etc. I was no longer able to pay my car and that day came when Mr. repo came knocking on the door. They took my car after 2 years of me working my butt off and they auctioned it off for SO cheap (almost had a heart attack at how much they sold it for!)

This was in 2008 and 2 years later, I’m still struggling financially in more ways than a hundred lol…I have really bad credit, I can’t even open a bank account and I feel like my once so organized and amazing life is now totally off track. I don’t know what to do. These are my questions:

1. If I open a bank account, can my lender seize all my money? Not a savings, a checking account.

2. Being that I did not pay the upside down on the car (,000) should I file for bankruptcy and is it too late to do that after 2 years? And for those who want to suggest that I pay off the 16 grand, I’m not because I’m not going to pay for a car I don’t have anymore and you might say well you’re stuck with it you should have never bought a car you can’t afford I don’t want to hear it because you don’t know my story. I want serious answers, not answers that are going to sound mean and not help.

If there is anything that I’m missing? Please, any advise would be GREATLY appreciated. Thanks in advance

Technorati Tags: bad credit, brand new car, butt, checking account, collecting unemployment, credit history, heart attack, hell, insurance, job, jobs, late payments, lol, money, repo, should i file for bankruptcy, sky, thanks in advance

I know that the trustee has to sell whatever assets you have, to partially pay back the creditors, but what ARE those assets? Like Furniture? Dishes?

Please dont tell me how bankruptcy can ruin credit, etc. I know it already, and after all of this hell with the credit card companies and the mortgage company, who the hell in their right mind would want to deal with credit ever again? Just, if you have the answer, then great, please answer. If not, then keep your opinion to yourself and move on. Thanks.
I dont even have the money to buy food or toilet paper, let alone a boat. If they are only looking at major purchases, then they are going to be in for a shock.

Technorati Tags: assets, bankruptcy, credit card companies, creditors, dishes, furniture, hell, money, mortgage company, shock, toilet paper, trustee

I had a bad marriage and had to file chapter 7 bankruptcy well I want to move to Clear lake because I think it is a very nice area is it possible to get an apartment out there with a bankruptcy on my credit? By the way STAY THE HELL AWAY FROM THE BEAUMONT PORT ARTHUR VIDOR AREA! PEOPLE OUT THERE ARE WORTHLESS TRASH!

Technorati Tags: apartment, beaumont, chapter 7 bankruptcy, clear lake, hell, marriage, port arthur, vidor, worthless trash