Posts Tagged ‘garnishments’

self filing bankruptcy or hire an attorney??

Really wanna file myself it’d save about 0, already went thru the debt counseling and they said I was a lost cause to pay it back due to being a single mom with 3 kids. so obviously if i cant afford my bills i cant afford to hire an attorney in time to save myself from further garnishments. But is filing it myself a good thing?? Most of the debt is from my divorce and since we didnt file while we was married they will fall back on him and not by choice. But maybe they can get their money from him since he does make over twice what I do. I hate to pin it on him but I need to cleanup my act and look ahead for the sake of my kids…anyone with a suggestion please. Need to file Tues!!!!

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Filing bankruptcy with pending lawsuits and/or garnishments?

Will filing bankruptcy stop any lawsuits and/or any current garnishments that one has against them?

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When do garnishments stop after filing bankruptcy?

We filed bankruptcy and on of the cerditors continues to garnish my account. So everytime I get my paycheck direct deposited it’s gone. What should I do?
I am filing PRO SE. I don’t have a attorney because I didn’t have 1500.00 to retain one. I have called several law offices but attorneys don’t seem to ever be in the office. I already turned in all my paperwork and my case worker said my paperwork was all there and looked great. I just don’t know how to stop the garnishments.

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Financial aid when parents file bankruptcy?

My boyfriend is having a hell of a time with the financial aid department at our university. We attend a university that is ranked 3rd in the Midwest and they definitely make you pay for that type of education. He is in his second of four years here and this year with the economy being as bad as it is, his parents have been forced to file bankruptcy. They are fighting garnishments and all sorts of stuff. Needless to say, they have absolutely no money to send him whatsoever. His fafsa did get filled out, but he can not get approved for any private student loans without a cosigner. His aunt has cosigned for him for 8000 already. The university just told him today that he is still going to owe another 16000 in order to finish JUST THIS SCHOOL YEAR! we are in the second of 3 quarters and he is not even allowed to schedule classes until the bill is paid. I don’t understand how there is no help for him. The Financial Aid department is telling him that he has no choice but to find a cosigner. Isn’t there something the government can do? I mean, I’m in a similar boat, but not that much money. And I have an EFC of 0 which is supposed to mean that my education is paid for. We are both struggling financially and I really want to help him out. Anything that you can tell me about this is great since our financial aid department doesn’t seem to be helping. =( thanks so much!

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Should I file bankruptcy if my debts are old?

My husband and I have about ,000 in past due debt right now. My main question, should I file bankruptcy if our debts are already old? According to Experian, "This account is scheduled to continue on record until Nov 2012" …actually some start coming off 2010 through 2012. I don’t know how confident I am that they will be off my record come 2010-2012…but if I file bankruptcy it will be 2019! can anyone give me advice on this…do the negative reports actually come off and if so, when? Or should I file bankruptcy? Sooo confused!!
Thank you all for your help. To add more details Jimbo – We do own our own home, I am not being garnished at work but my husband and I both have received Judgements on a few of our accounts..mine a few years back. His most recently in 2008. But no garnishments have come about from this…
Thank you! If I did not show up for court…is the judgement automatically awarded?

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