I have a friend that wants to file bankruptcy and she wants to know if one can file bankruptcy on their own. We live in Wisconsin and many of the lawyers charge a lot of money plus she would have to pay the filing fee to claim bankruptcy. Does anyone know if this is something she can do on her own? I feel bad for her, she has never had money problems but when then she had some family members fall into some bad times and she thought she could be superwoman and help them all out meanwhile she left herself short and she is in a really bad situation right now. Any suggestions that I can tell her. Thanks!

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We are in great debt. We owe just about every one. My husband hasn’t worked in months and we were served eviction papers yesterday. We are about to have our utility’s shut off as well. I only make about 450 bi-weekly. Our family will have to be split up between family members until my husband gets back to work. That will have to be when we get our tax rebate. Our landlord has tacked on several fees to his statement of owed money. We paid our rent last month a little at a time. He claims we owe him 3000, when our rent is only 754 a mo. Will we be able to include this debt when we file bankruptcy? We have never filed before, and not sure how to go about it, plus we have debts that are several years old as well, could we include those too? Should we file before or after our court date with the landlord? Please, all your advice will help tremendously. Pray for US! Thank You.

Technorati Tags: bankruptcy, debts, family members, hasn, landlord, little at a time, money, tax rebate