When I was 16 years old I was driving my parents vehicle and their insurance had just lapsed. I was coming up to a 3 way intersection and my brake line snapped and I ended up hitting this woman, no serious injury’s and alchohol was not involved. any way, the lady that i hit sued my parents for 145k, needless to say my parents didnt have that kinda cash just laying around so they filed bankruptcy. then they (the people that sued my parents) waited until i turned 20 and sued me for 156k. the majority of the amount they sued me for was the cost of their vehical… which was an 84 conversion van. Is this legal? can they sue my parents, then sue me? is it legal to sue someone who was a minor when something happened when that person turns of legal age? thats why they sued my parents to begin with because i wasn’t old enough to be held legally responsible. please help what should i do? they took my license and i cant drive and im 24 now. i don’t know what to do but this don’t seem right
Ok, i dont know how they did it but when they sued me i had moved out of state and some how they served my papers ot my parents and not me, and YES the majority of the lawsuit outlined their van, and YES i KNOW that she didnt have any major injury’s only a broken toe …YES a broken toe. AND NO i KNOW that at 16 you cant hold somone responsible in a civil suit. if your going to sue somone that is 16 you cant. u have to sue their parents. that 16 year old is not legally responsible for his/her actions in a civil suit.when i confronted the ATTNY that sued me his exact words were, "how old were you then? …16… and how old are you now? 22… well your old enough to be held responsible now arent ya!" thats the exact convo that i had with the lawyer 2 years ago when i found out they sued me. and they DID NOT sue me and my parents at the same time, they sued my parents, my parents filed bankruptcy THEN they sued me.
oh and they took my license for failure to pay the suit. If i were neglegent than i can see it but i didnt know that my parents had no insurance, and did nothing wrong, my car malfunctioned and i got into an ACCIDENT, not like i was trying to street race and drift through a 3 way intersection or somthing.

Technorati Tags: alchohol, bankruptcy, brake line, broken toe, civil suit, conversion van, convo, exact words, failure, insurance, intersection, lawyer, parents, vehical

Hi.. I recently was served with a summons and complaint that states I have twenty days to respond to it in writing to the court or I will be faced with a default judgement. I have looked up alot about this online and found out that in my state (indiana) I can file a "Motion to dismiss fo failure to comply with rules" if the plaintiff did not have a contract written instrument not attached to the complaint and summons, and it did not. I still need to call my court here in my county to be sure that it is the rule before I can try this though. I need to know how to word my answer if I would go with this route and if even if I dont I still have to answer to avoid the default judgement. I know that I need to go through and deny each complaint that is numbered on the sheet but I do not know how to word it exactly. The reason that I am being sued in the first place is because my b/f and I had a couple credit cards that I was a joint on with him. He was always the one responsible for making the payments. He ended up having to file bankruptcy, and once the case was discharged it automatically made me the one responsible for the amount. I have no way of making any kind of payment on it at this time. I have been out of work since 2007 when i found out I was preg with my daughter and i have been a stay at home mom since. So i know that the judge can not order for any kind of wages to be garnished and I do not have any assets for them to take, so most likely its just going to be on my record and if I would get a job or any money withen the next ten yrs or so id have to pay it then. Do I need to deny the complaint in my answer even though I know its true .. or will the judge just order me to pay it then because he wouldnt have been able to hear my story or i guess situation? The complaint states that 1. The defendant is indebted to the plaintiff int he amount of ***** plues accured interest of **** as of jan 2010.
2. Venue is proper with this court and based on the defendant residing in **** County.
3. The plaintiff owns and is the holder of an acocunt due and oweing by the defendant, and is the asignee of Elan/ Mainsource bank.
Wherefore the plaintiff respectfully requests the following relief.
1 Judgement against the defendant in the sum of ******* plus accured intesest of **** as of jan 2010
2 Interest thereon at the rate of 8 percent per annum from jan 2010 , and 8 percent per annum from the date of judgement , until the judgement is satidfied.
3 For plaintiffs costs herein expended
4 For any and all other relief to which the plaintiff may be entitled pursuant to contract, statute. or common law.

Technorati Tags: assets, bankruptcy, complaint states, couple credit, credit cards, default judgement, defendant, failure, job, money, plaintiff, state indiana, stay at home, stay at home mom, summons, twenty days, venue, wages

I have contacted one recently but I only found 3 reviews. I was advised that I can pay 200.00 down to retain them and pay 380.00 per month for 4 months. Once this was paid the papers would be filed for the bankruptcy. I was also advised that once the 200.00 was paid to stop paying my bills and refer the creditor to my lawyer. In theory with my financial state this would be a great thing. In the 3 reviews I have found they have all stated that they had paid in full and a year later they were still waiting for the papers to be signed. The one lady was being sued by one of her creditors for failure to pay. Can anyone help shed some lite on this? I obviously have made enough bad financial mistakes I don’t want to make another one.
ps–if you want to judge go find a beauty contest

Technorati Tags: 4 months, bankruptcy, beauty contest, creditor, creditors, failure, financial state, lawyer

When my ex and I split up and child support was set up, I made a budget that fit the income. After a few years, my ex quit his job to get out of child support. After finding where he was working and turning it in, he would quit again to move to another job. I used my credit cards to fill in the missing money thinking i would pay it off when he started to pay again. Well that didn’t happen. Now I am filing bankruptcy after cutting everything we used to do out. I will be able to pay the bills with my own income when this is through. My daughter sees that I am stressed and hears the collections calls. Do I tell her the whole truth? I don’t want to seem like a complete failure in her eyes like i can’t handle money and she lost everything she used to do because of my incompetence. We wouldn’t be this bad off if he didn’t run from his responsibilities. But I don’t want to make her hate her dad.
She is 13 years old. Her Dad rarely sees her because it is now his turn to enjoy life since he started to have kids at 20(he is 42 now- and that is a quote from him) He has a 21 year old son from a first marriage living with him who he makes pay all the bills in their house. That son is going to move in with me next month because he has been wanting to go to college but hasnt been able to since all his money goes toward the household expenses(he works 60 hours a week at a little more than minimum wage and he is not my biological child)
This is for the people who asked how much he was in her life and how old she was.

Technorati Tags: 13 years, biological child, budget, child support, collections, credit cards, dad, failure, filing bankruptcy, household expenses, incompetence, job, marriage, minimum wage, missing money, whole truth

It doesn’t mean they’d go away – they’d just be restructured, hopelfully without the union control that is the cause of their failure – a microcosm of socialism. The big 3 are thriving in other countries, but because of decades of liberal union control, not only are the companies in trouble, but so is the whole state of Michigan. Should the unions be eliminated, like Reagan did with Air Traffic Controllers for the public safety, for the good of the country and Michigan jobs?

Technorati Tags: air traffic controllers, decades, failure, jobs, microcosm, public safety, reagan, socialism, state of michigan, unions

I filed bankruptcy on Jan 28th and went to my trustees meeting on March 5th. I thought I was in the clear. Then yesterday I get a letter saying the following:

The court has entered an order pursuant to its admission and disciplinary rules D.Id.L.Civ.R83.4, and 83.5 that attorney(his name) voluntarily disqualifiied himself from the practice of law until further notice Based thereupon:

YOU ARE HEREBY NOTIFIED that no further proceedings can be had in this action that will affect the rights of the party or parties representeted by Counsel, for a period of 21 days from the date of this order, except as the court might allow for a good cause.

It is further ordered that counsels clients the above debtors shall retain another attorney to appear for client, or in the alternative appear in person by filing written notice with the court stating how client will represent itself within 21 days of date of this order. If client fails to appear either in person or through a new attorney within suck 21 day period, such failure shall be sufficient grounds for the entry of default or other relief on pending matters, or may be grounds for dismissial of any mortions or proceedings with predjudice and without further notice.

So if I have already completed the whole process, filing, all the classes, and going to the meeting of creditors meeting, what do I have to do?? please help if you know what all this means and my best step moving forward. Thanks!

Technorati Tags: admission, bankruptcy, civ, debtors, disciplinary rules, failure, further notice, meeting of creditors, predjudice, proceedings, sufficient grounds

I can understand why people are upset at that part. I think a happy alternative would be that you have to sign a waiver saying that you recognize by not having any insurance you are responsible for all of your personal medical costs. Failure to pay may result in foreclosure or bankruptcy.

What do you think of my alternative?

Technorati Tags: bankruptcy, failure, foreclosure, insurance, medical costs

I am failed financially and about to seek protection under the bankruptcy law. I run up credit card bills while being married to my to-be-ex-wife, but I don’t want her to be responsible for my failure. Should I file BK before or after divorce is finalized? How can I be sure my creditors wont go after my ex-wife just because we were married when I over-extended myself? Also, I’d like to be sure that her credit wont be killed because of me. Thanks.

Technorati Tags: bankruptcy law, bk, credit card bills, creditors, divorce, failure

I have somewhere in the neighborhood of 20 thousand dollars of dischargeable debt. I am college educated and usually able to logic my way out of a box. There are lots of online bankruptcy programs that would save me a considerable amount of money. But am I setting myself up for failure if I use an online program instead of an attorney?

Technorati Tags: amount of money, bankruptcy, failure, logic, neighborhood, thousand dollars