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	<title>When To File Bankruptcy	 &#187; dollar phone</title>
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		<title>Should I file bankruptcy?</title>
		<link>http://whentofilebankruptcy.org/should-i-file-bankruptcy-6</link>
		<comments>http://whentofilebankruptcy.org/should-i-file-bankruptcy-6#comments</comments>
		<pubDate>Fri, 23 Jul 2010 21:37:59 +0000</pubDate>
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				<category><![CDATA[When To File Bankruptcy]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[cell phone bill]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[dollar phone]]></category>
		<category><![CDATA[job]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[six months]]></category>
		<category><![CDATA[thousand dollars]]></category>

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		<description><![CDATA[I am 21 years old when I was 19 I bought a car and took out a loan for it. Then six months later I lost my job and soon after I surrendered my car up to be repossessed. Then like six months after that I got a letter saying I owed the company over [...]]]></description>
			<content:encoded><![CDATA[<p>I am 21 years old when I was 19 I bought a car and took out a loan for it. Then six months later I lost my job and soon after I surrendered my car up to be repossessed. Then like six months after that I got a letter saying I owed the company over seven thousand dollars for the money they lost. also at the same time my sister who was 16 ran up my cell phone bill and i had to disconnect it. adding another 400 dollars to the already 900 dollar phone bill. Since I lost my job I was not able to pay these bills and when i finally did find a job I barely made enough to cover the bills i had. now I am just wondering if it would be easier to just file bankruptcy and start over or should I try to pay the thirteen thousand dollars. With all the stuff on my credit it comes up to a little over thirteen thousand dollars in debts. What do I do?</p>

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