I don’t know the difference between any. What I do know is that my credit is jacked up, mainly with medical bills, and a repo from 2000 (that I thought should have been removed by now). I can’t even get a department store credit card, have NEVER HAD any credit cards or loans, so I don’t understand why I’m always denied when I know folks with much worst stuff, yet they get approved for everything. HELP!
…will my husband be affected if I file? His credit is pretty ok

Technorati Tags: credit cards, department store credit, loans, medical bills, repo, store credit card

department store credit card? Are you still financially responsible? For instance, Mervyn’s is set to announce that they are going to close all their stores and file bankruptcy (I believe they are now filing chapter 11 after already filing chapter 7) and I happen to have a Mervyn’s credit card and owe some on it and was curious as to what happens.

Thanks!
That’s what I figured but someone told me different about another company going bankrupt.

Thanks!

Technorati Tags: bankruptcy, department store credit, filing chapter 11, filing chapter 7, mervyn s, store credit card

I have a total of ,000-,000 unpaid, charged off, bad debt in total. This amount is for Bally’s fitness, Phone bills, small credit cards, small medical bills, unpaid rent, department store credit, a lot of little things that added up to this amount. Should I continue to establish the few good credit accounts that I have, even still with these excessive bad debts or just flat out file bankruptcy and forget everything. I hear when you file bankruptcy your credit life is TOTALLY over. No one will never give you anything ever. I have a couple of good accounts but 90% bad accounts. Bankruptcy????
I AM 27 YEARS OLD, IF THIS WILL HELP YOUR SUGGESTIONS?

Technorati Tags: bad debt, bad debts, bally s fitness, bankruptcy, credit accounts, credit cards, department store credit, good accounts, medical bills, phone bills