When filing BK you have to list the original credit card holder. If they are sent to debt collectors, do the debt collectors have to send them back to the original credit card company? Then who notifies the debt collector that the person has filed BK? How does this work?

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Well I added a family member onto two of my credit cards and now am smothered into bankruptcy. Will this person have to file bankruptcy too? Will the debt collectors go after him after I file?

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Hey.. I was unemployed for 8 months and got very behind on all my bills, credit cards, loans.. etc..
I have collection agencies and debt collectors calling me at least 15-20 times a day trying to get there money (everyday all day).. I am about to file bankruptcy to get out of this mess.. I tried debt consolidation, its a joke.. My question Is when the creditors call me should I tell them im in the process of filing bankrptcy OR WILL THAT CREATE MORE PROBLEMS , SUCH AS WAGE GARNISHMENT OR SUEING ME ….

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