When To File Bankruptcy » credit card

How long after filing a personal (chapter 7) bankruptcy do I have to wait to apply for credit?

admin — Fri, 02 Sep 2011 13:31:11 +0000

I filed in March 2007 and expect my actual discharge letter in the mail any day now-wait, is that the mailman? My bankruptcy already shows up on my credit report and my credit score isn’t so terrible! Specifically, I want to know if its o.k. to start applying for ONE SINGLE credit card and a car loan. That’s it. I’m rebuilding my credit on those two things. Period. Thanks.

Technorati Tags: bankruptcy, car loan, credit card, credit report, credit score, letter in the mail, mailman

How do I file for bankruptcy at 22?

admin — Mon, 25 Jul 2011 13:19:50 +0000

And is it a good idea? I owe money to a credit card, a bank, tons of medical bills, and student loans (although if I remember correctly, student loans aren’t forgiven through bankruptcy). I probably have 30K-40K in debt altogether—most of which being the medical bills. I’m 22, would bankruptcy be a good option? And how would I do it? How much would it cost? How long would it take to fix my credit thereafter?

Technorati Tags: bankruptcy, credit card, medical bills, money, student loans

I am 22 and want to file for bankruptcy?

admin — Mon, 25 Jul 2011 11:01:06 +0000

When I turned 18 I made the huge mistake of applying for every credit card anyone would ever give me. Now I am 22 and have a boat load of debt including judgements, collections, student loans, car loans, pay day loans, etc. Totalling 40,000.00 plus!!!! I want to know if bankruptcy would be good route for me as my credit is already poor. Can it make it any worse?

Technorati Tags: bankruptcy, boat load, car loans, collections, credit card, day loans, judgements, mistake, student loans

Is online checking account real or scam?

admin — Thu, 07 Jul 2011 07:15:17 +0000

I can’t open bank account because I filed bankruptcy. The banks will not accept because of that. I have been looking for alternatives and while googling I found a thing known as "online account". They say that to open online checking account, i make opening deposit with credit card. Whatever I pay with credit card is my online bank balance. And that then they will mail me checkbook to my house. For depositing check, they said I should scan and email them the check I want to deposit. And that they will use those scans to process the deposit. They say they will also send visa check card through mail, and it can be used at any ATM. Is this scam or real? The online check account site says initial deposit must be 500 dollars using credit card or western union. Is this real or scam?
Also that I should scan and email copy of my social security and driver license for opening of account

Technorati Tags: atm, bank balance, bankruptcy, banks, checkbook, checking account, credit card, driver license, googling, initial deposit, mail, open bank account, social security, visa check card, western union

Do you need an attorney to file bankruptcy? If not, how does one go about filing?

admin — Sun, 12 Jun 2011 22:53:38 +0000

I’m looking for information about how a person can file bankruptcy on a specific credit card, if I so choose. Any information would be greatly appreciated.

Technorati Tags: bankruptcy, credit card