When To File Bankruptcy » credit card debt http://whentofilebankruptcy.org Consider All Your Options | Free Tips, Q&A and Online Resources Thu, 29 Dec 2011 01:20:44 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Bankruptcy attorney said to hurry and file… could it be because I'm almost at my debt's? http://whentofilebankruptcy.org/bankruptcy-attorney-said-to-hurry-and-file-could-it-be-because-im-almost-at-my-debts http://whentofilebankruptcy.org/bankruptcy-attorney-said-to-hurry-and-file-could-it-be-because-im-almost-at-my-debts#comments Mon, 26 Sep 2011 00:01:54 +0000 admin http://whentofilebankruptcy.org/bankruptcy-attorney-said-to-hurry-and-file-could-it-be-because-im-almost-at-my-debts statute of limitations credit card debt limit?
(and he knows it…. like if I find out I don’t need him in a few months, he would lose out on the fees I’d have to pay him to file bankruptcy?)
The information is online, everywhere — just do a search for it!

http://education.cardhub.com/statute-of-limitations-for-credit-card-debt/

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]]> http://whentofilebankruptcy.org/bankruptcy-attorney-said-to-hurry-and-file-could-it-be-because-im-almost-at-my-debts/feed 4 When to see a bankruptcy attorney – pros and cons? http://whentofilebankruptcy.org/when-to-see-a-bankruptcy-attorney-pros-and-cons http://whentofilebankruptcy.org/when-to-see-a-bankruptcy-attorney-pros-and-cons#comments Fri, 09 Sep 2011 14:53:10 +0000 admin http://whentofilebankruptcy.org/when-to-see-a-bankruptcy-attorney-pros-and-cons If you know you will run out of money in the next few months, should you see an attorney now or wait until you start actually missing payments?
@Huntsman, unfortunately it’s not just a matter of credit card debt, and other options, like a DMP, have been explored and disqualified.
@Wolf – I just checked my library and there’s no books on the subject "asset protection", altho I know they have books on debt etc. Any other suggestions?
Wait, I tried another library and found "Asset Protection for Everyone" (also "Trump University asset protection 101 : tax and legal strategies of the rich" but that’s obviously not for me).

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]]> http://whentofilebankruptcy.org/when-to-see-a-bankruptcy-attorney-pros-and-cons/feed 2 When is a good time to file bankruptcy? http://whentofilebankruptcy.org/when-is-a-good-time-to-file-bankruptcy http://whentofilebankruptcy.org/when-is-a-good-time-to-file-bankruptcy#comments Thu, 18 Aug 2011 10:51:35 +0000 admin http://whentofilebankruptcy.org/when-is-a-good-time-to-file-bankruptcy I was looking at consolidating my credit card debt into a newer home loan with New Day Loans. The fees were over ,000 and would leave me in negative equity on my home for years to come. I don’t want to live here another year. I am also planning to file for a divorce as well. I am not behind on any payments for anything, but I make many payments late, but rarely 30 days late. The new credit card bill rules increased my payments so much its killing me.

When is a good time to file bankruptcy?
Shoud I file on everything?
Should I file on just the credit cards?
Should I file before or after filing for divorce? Or shoud I wait until after I get divorced?

Thanks,

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]]> http://whentofilebankruptcy.org/when-is-a-good-time-to-file-bankruptcy/feed 3 i filed chapter 7 bankruptcy protection on Friday. What will be the benefits of filing it? http://whentofilebankruptcy.org/i-filed-chapter-7-bankruptcy-protection-on-friday-what-will-be-the-benefits-of-filing-it http://whentofilebankruptcy.org/i-filed-chapter-7-bankruptcy-protection-on-friday-what-will-be-the-benefits-of-filing-it#comments Mon, 15 Aug 2011 13:25:47 +0000 admin http://whentofilebankruptcy.org/i-filed-chapter-7-bankruptcy-protection-on-friday-what-will-be-the-benefits-of-filing-it I was having over 70000 dollar credit card debt and about 32000 dollars in bank loans. i filed chapter 7 protection and my 102,000 dollar debt was eliminated. What other benefits exist beside elimination of debt?

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]]> http://whentofilebankruptcy.org/i-filed-chapter-7-bankruptcy-protection-on-friday-what-will-be-the-benefits-of-filing-it/feed 4 When is a good time to file for Bankruptcy? before or after foreclosure? http://whentofilebankruptcy.org/when-is-a-good-time-to-file-for-bankruptcy-before-or-after-foreclosure http://whentofilebankruptcy.org/when-is-a-good-time-to-file-for-bankruptcy-before-or-after-foreclosure#comments Fri, 08 Jul 2011 07:12:37 +0000 admin http://whentofilebankruptcy.org/when-is-a-good-time-to-file-for-bankruptcy-before-or-after-foreclosure I received a letter in the mail from an attorney. My lender wants to start the foreclosure proceedings. At the moment, I am 11 months behind on my mortgage. I want to dump the house as I owe 20% more than it is worth. What happens if I file for bankruptcy right away? Does that cover the foreclosure too?? Or would the bank come after me after it sells my condo for the difference? I have a 10,000 in credit card debt and 9000 auto loan. I have been unemployed for quite sometime without having luck finding a job. Even my unemployment has ran out at the moment. I don’t have any assets unless furniture counts? Bankruptcy is a must for me but I cant decide if I should do it before or after the foreclosure

I live in Illinois

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