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	<title>When To File Bankruptcy	 &#187; card holder</title>
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		<title>Help! Collections Agency?</title>
		<link>http://whentofilebankruptcy.org/help-collections-agency</link>
		<comments>http://whentofilebankruptcy.org/help-collections-agency#comments</comments>
		<pubDate>Sat, 26 Jun 2010 00:00:38 +0000</pubDate>
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				<category><![CDATA[When To File Bankruptcy]]></category>
		<category><![CDATA[auto title]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[card holder]]></category>
		<category><![CDATA[co signer]]></category>
		<category><![CDATA[credit card]]></category>
		<category><![CDATA[parents name]]></category>

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		<description><![CDATA[long story short &#8211; my ex-boyfriend open a credit card (,000) and made a second card for me.  I&#8217;m not a co-signer on this card &#8211; only a 2nd card holder for this credit card.  When I got this card I did not give out any of my information.  When we were [...]]]></description>
			<content:encoded><![CDATA[<p>long story short &#8211; my ex-boyfriend open a credit card (,000) and made a second card for me.  I&#8217;m not a co-signer on this card &#8211; only a 2nd card holder for this credit card.  When I got this card I did not give out any of my information.  When we were together, I was paying for the credit card but now that we&#8217;re not, I stopped paying for it.  It has now went to collection agency and they want my ex to pay for it but he doesn&#8217;t work and has no source of income.  He has no property and he does have a car but the auto title is under his parents name.  He is living with a friend right now.  He told the collection agency that he can&#8217;t pay for it b/c he&#8217;s not working.  What will happen if he doesn&#8217;t pay for it?  Should he filed for bankruptcy?  Can the collection agency come after me and force me to pay for the balance?</p>
<p>Thanks</p>

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