how can i get myself out of debt.?
im about 5,000-6,000 in debt…i can never make my monthly payments because i have 2 kids to take care of…every paycheck goes to paying the bills,food,gas,and my credit card payments…any advice about what should i do?….does credit counseling really work?…should i try to get a loan even though my credit is REALLY bad now…or should i file for bankruptcy????…help please!!!….hate being broke for the mistakes i made when i was younger…