Will my recent bankruptcy come between potential job/new career path?
I dont want to get into "why" I filed bankruptcy. I will say, I had no alternative.
Currently, I am in my 2nd year in college and I want to obtain employment while I am in school so that I dont have to take any more loans. I have put in a couple applications and have had one interview. Will the employer know when he interviews me that I have a bankruptcy? I have been told know days the employers dont even call ex employers because the only questions that can be ask are if the employee is rehirable? Is this true? I am concerned because if a new employer see’s that I have filed bankruptcy, and can’t get any good solid feedback from ex-employers then how will he/she know that I am a good prospect for the job?

Thanks

Technorati Tags: bankruptcy, career path, couple applications, job, loans, quot

when a company files for bankruptcy, what does that mean for its common stock? will the company fold and remove itself from the market or is it a temporary status where the company will come back and, ideally, become profitable again?

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And is it a good idea? I owe money to a credit card, a bank, tons of medical bills, and student loans (although if I remember correctly, student loans aren’t forgiven through bankruptcy). I probably have 30K-40K in debt altogether—most of which being the medical bills. I’m 22, would bankruptcy be a good option? And how would I do it? How much would it cost? How long would it take to fix my credit thereafter?

Technorati Tags: bankruptcy, credit card, medical bills, money, student loans

I asked the question earlier about two repos being consolidated that total to about ,000. How much does it cost to file for bankruptcy? fees and all?
The bankruptcy where you pay for it over years with small payments.

I only make minimum wage.
I quit my other job.

Technorati Tags: bankruptcy, job, minimum wage, repos

When I turned 18 I made the huge mistake of applying for every credit card anyone would ever give me. Now I am 22 and have a boat load of debt including judgements, collections, student loans, car loans, pay day loans, etc. Totalling 40,000.00 plus!!!! I want to know if bankruptcy would be good route for me as my credit is already poor. Can it make it any worse?

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Bankruptcy or not to bankruptcy is not the question…its about how to pay for bankruptcy.

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My husband and I have been trying to buy a house for 2 years. We both pay our bills on time and make decent money. The problem is that a few years ago he co-signed for a house for his sister. She moved out and quit paying for it and no one informed him until 3 days before it was supposed to foreclose in his name. They said we had to pay ,000 when he only cosigned originally for ,000 or the mortgage company was going to sue. She had put all her credit card debts and her car loan on the mortgage. So he filed bankruptcy to avoid being sued for ,000. Now all debt and credit is in my name which brought down my credit score and he has a bankruptcy on his credit report. We can’t seem to find any bank that will loan us the money to buy a house because they say my debt versus income to not good enough and his name can’t be on the house because of the bankruptcy. What can we do to buy a house?
It’s been 3 years since the bankruptcy. They did try to contact us many times, but they were mailing it to the address that he cosigned for. We lived somewhere else and didn’t know his sister moved out. They finally found us last minute. He had signed when she did refinancing at one time, but he he didn’t realize how much it was for and didn’t think his own sister would screw him over.
The worst part about it is that even with a bankruptcy he still has an awesome credit score and hardly any debt. He always has been very responsible when it comes to paying bills. One lender at our bank knows that we always pay off our loans, but he can’t seem to convince the other guys that don’t know us that they are safe to loan us the money for a house. So some advice to people: don’t ever cosign for anyone. Even if you think you can trust them. It gets honest people like us into a lot of trouble.

Technorati Tags: 3 years, bankruptcy, car loan, credit card debts, credit report, credit score, decent money, last minute, loans, money to buy a house, mortgage company

I ordered an item from a company online and i paid with a debit card. I recently found out the company filed bankruptcy. Is there anything i can do to get my money back????

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The United States Government has invested billions of tax payer dollars into GM, Chrysler and Ford. I personally been against the government being involved with private industries and financial institutes.

Did you know that when a individual or corporation files for bankruptcy their dept is erased and their assets are liquidated.

How much of that money will the government get back?

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It’s an empty threat though because I’m not going to file really.

I’m trying to negotiate a ,300 debt for 0 – 00. I want to threaten bankruptcy as leverage but is this a good decision? This would be my line: "I am familiar with the law and know that I am ‘judgement proof’. If I file for bankruptcy I will claim all property as exempt, and if you sue and obtain a judgement you could not collect any of my property to satisfy the judgement."

Will this help? Can it hurt? Any other tips? Is there anything else I can use as leverage?

Here’s some background info: I’m not dealing with collection agencies so it hasn’t gotten too out of hand. I have about K in debt (K student loans, K credit cards). I’m working at part time jobs right now but when I do find work I’ll be making -K a year entry level in my field.

Thanks!

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Bankruptcy was filed in Dec. 2003, will the attorney be able to erase this because it was in the original bankruptcy? Would the attorney have recieved paperwork stating there was a lien? My ex never recieved any notice, we were informed when we tried to refinance almost 3 years after the final bankruptcy.

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When other companies like the airlines and K-mart had problems, they filed for bankruptcy and restructured. They didn’t close their doors. Why don’t the Big 3 do the same?

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I am 26 years old. I have made a few mistakes in my life. But when I was pregnant with my son, I was in and out of the hospital a lot. I racked up some severely expensive hospital bills, among other things, and I got over my head in bills. This all happened before I was 21. My husband and I decided that bankruptcy was our only option. I am a lot more mature now and I would like to get back to working at a bank. Banking is what I know best because I worked previously for a bank. I loved it. I just want to know why I can’t get a second chance. I’m not a theif and I don’t have a criminal record. I am a church going person and would do anything for anyone. I just needed help and bankruptcy did that for me. I just wanted someone else’s perspective on this.

Technorati Tags: bankruptcy, criminal record, hospital bills, perspective, second chance, theif

Can I just file bankruptcy? My husband is an authorized user on one of my credit cards, he has never signed anything. Can I have his name removed from the account? Where can I find a means test online to see if I’m eligible for a Chapter 7? Any help would be awesome- thanks!

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3 years ago I filed bankruptcy. Since then I have not incurred any more debt. My credit score has risen to about 630. My problem is that included in the bankruptcy was a default on an apartment lease. My question is, when they check my credit will they see the details of my bankruptcy, or will they just be able to see that I filed? The broken lease was over 7 years ago. I want to move out, but am afraid my past mistakes will prevent it.

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I’m an American very concerned about this. What would happen to me should the govt go bankrupt?

Is bankruptcy possible under current circumstances?

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I received a letter in the mail from an attorney. My lender wants to start the foreclosure proceedings. At the moment, I am 11 months behind on my mortgage. I want to dump the house as I owe 20% more than it is worth. What happens if I file for bankruptcy right away? Does that cover the foreclosure too?? Or would the bank come after me after it sells my condo for the difference? I have a 10,000 in credit card debt and 9000 auto loan. I have been unemployed for quite sometime without having luck finding a job. Even my unemployment has ran out at the moment. I don’t have any assets unless furniture counts? Bankruptcy is a must for me but I cant decide if I should do it before or after the foreclosure

I live in Illinois

Technorati Tags: assets, auto loan, bankruptcy, credit card debt, finding a job, foreclosure proceedings, furniture, letter in the mail, mortgage, unemployment

I’m 23 years-old and my mother began taking out credit cards in my name when I turned 18. My credit is now horrible. I’ve contacted all three bureaus, the police, etc. The bureaus and companies I’ve contacted have told me that I’m still responsible. The police have done nothing. Now I’m apartment searching…except I’m getting denied everywhere because my credit is so horrible. I contacted a lawyer to clear this up, but it’s ,000 down. As a 23 year-old student, I don’t have that money. I’m wondering if I should/could just file for bankruptcy and be done with this. This sucks.
*I had no knowledge of her doing this
*I’m not trying to protect her
*I’ve written letters to all credit bureaus, they’ve done nothing and are holding me responsible
*The cops are fully aware, I even have a police report, and they literally have done nothing
*I’d prefer they throw her in jail, because it’s where she belongs

Technorati Tags: 23 years, apartment, bankruptcy, cops, credit bureaus, credit cards, lawyer, money, police report

I can’t open bank account because I filed bankruptcy. The banks will not accept because of that. I have been looking for alternatives and while googling I found a thing known as "online account". They say that to open online checking account, i make opening deposit with credit card. Whatever I pay with credit card is my online bank balance. And that then they will mail me checkbook to my house. For depositing check, they said I should scan and email them the check I want to deposit. And that they will use those scans to process the deposit. They say they will also send visa check card through mail, and it can be used at any ATM. Is this scam or real? The online check account site says initial deposit must be 500 dollars using credit card or western union. Is this real or scam?
Also that I should scan and email copy of my social security and driver license for opening of account

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I sold my car last year to someone for 00. He gave me 0 up front and we drew up a contract stating that the rest would be due no later than December 6th, 2010. When the time came, after many missed emails and calls he told me the car was in the shop and that he couldn’t pay it right then. After a great amount of emails and calls that went unanswered, I showed up at his house and asked his mom if he was there. He told me he had to file for bankruptcy and his lawyer told him not to say anything to anyone. He told me the car "had been taken" and told me to talk to his lawyer about it. After trying to leave a message at his office three times, the secretary got fed up and told me that there probably wasn’t anything that they could do for me and that I was named in the papers but they didn’t have the car and they have no idea who has the car. After this, I decided to do a bit of snooping online and have enough evidence to show that he still has the car and is even in fact trying to sell it online. He won’t respond to calls and keeps redirecting me to his lawyer. His lawyer answered the phone today surprisingly and told me that I was named as an unsecured creditor and that my pitfall was in not declaring a lien on the car when I drew up the contract. I asked him
‘If I were to go to his house and ask for the car back, would he have to give it to me?’
‘Bear in mind that he is my client and everything I say will be in his argument, but no, he has a right to the car because you gave him the title after signing the contract.’

I tried to contact a lawyer but he said he’d charge me 0 for a consultation.

I told the kid I’d need the money by the end of December so I knew I was going to be able to afford taking summer classes this year. Now I’m broke and can’t afford summer classes and might even
have to graduate late..this guy is ruining my life.

What should I do?

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