How much to file bankruptcy?
I am so broke from medical bills I need to file bankruptcy chapter 7 I think. About how much are the court costs in Phoenix Arizona. Thanks
Posts Tagged ‘bankruptcy chapter 7’
Can I enlist in the Coast Guard with a Chapter 7 Bankruptcy that has cleared?
So I stepped on my pride and did what I didn’t want to do ..I filed for bankruptcy, Chapter 7, in January 2009. It was cleared and everything was discharged in May 2009. I am now interested in joining the United States Coast Guard Active Duty in 2011 sometime. I am curious if this is going to impact my enlistment. I have read numerous online entries, they all clash though. I saw a video on YouTube by a lawyer that states Active Duty military can file for bankruptcy and it won’t jeopardize their job. If that is so, how is it any different with someone who has a cleared bankruptcy that wants to enlist?
I understand this will interfere with security clearances. I am willing to deal with that to serve in the Coast Guard. Any recruiters, any advice? Please no trolls that are here to advertise or scorn me for having a bankruptcy.
Where do you file for Bankruptcy according to the new laws?
If you reside in one state, leave the country for 6 months and when you come back you are in a different state. In what state do you file for Bankruptcy (Chapter 7 or 13) according to the new laws.?
Can I join the Coast Guard with a Chapter 7 Bankruptcy that is cleared?
So I stepped on my pride and did what I didn’t want to do ..I filed for bankruptcy, Chapter 7, in January 2009. It was cleared and everything was discharged in May 2009. I am now interested in joining the United States Coast Guard Active Duty in 2011 sometime. I am curious if this is going to impact my enlistment. I have read numerous online entries, they all clash though. I saw a video on YouTube by a lawyer that states Active Duty military can file for bankruptcy and it won’t jeopardize their job. If that is so, how is it any different with someone who has a cleared bankruptcy that wants to enlist?
I understand this will interfere with security clearances. I am willing to deal with that to serve in the Coast Guard. Any recruiters, any advice? Please no trolls that are here to advertise or scorn me for having a bankruptcy.
Does anyone know what to expect in Bankruptcy Ch 13 in the state of California ? I'm scared need advise"?
my property has too much Equity, my attorney filed a Bankruptcy Chapter 7, & later on after filing for ch 7 our attorney realized that our equity is high so then he asked me & my husband 2 convert 2 Bankruptcy CH 13, this alarmed us, We are so comfused & scared more than ever, We are current with our primary Mortgage & 1st & 2nd Loan with our Bank that is tied up with our property, our balance is $ 129,000.00 & our Appraisal is for 5,000.00 & we are current with our Property Taxes/Homeowners Insurance. & we are current with our car payment & auto insurance. Our reason 2 File for Bankruptcy in the 1st place was because of personal credit card debts, we were told from our attorney that we do qualify for CH 7, Now our attorney tells us we do not qualify for ch 7 so we have to convert to CH 13, but he says our home is not secured with the 0,000.00 Home Exemption. our children are all Adults, even though they live with us, & we support them financially the court does not reconize my college children as our dependents under the law and because 2 of them file for thier own tax-return for years now so I only have one adult dependent age 18 who is still a full-time student in High School. another thing the lawyer said 2 us when after we signed the forms for ch 13, last week friday. that we qualify for a 100% Pay Back Plan. not reduced like they do for Consolidation, & not even once did the lawyer mention anything about consolidation so I am really comfused, I even asked an attorney at the Pro-Bono work shop @the Santa Ana Bankruptcy Court House 2 weeks ago & I asked if its safe to convert my case to a ch 13 to keep my property & personal property safe they said yes, & that I would have to pay what I could only afford a month from my husbands income for a 5 year plan"so I thought ok, this is good" But, when I saw my lawyer last week 2 sign 4 the convertion to a CH 13, she said my minimum payment would be around ,000.00 a month 2 pay back my creditors & that’s the lowest payment the court would offer according to our attorney 2 start with & it will go higher in a couple of months "We can’t afford this" what should we do? this attorney is confusing us, my English is fluent but, the legal terminology is very confusing" if you have been through something like this before (or) if you know someone that had gone thru this in CA we would really appreciate any feedback you may offer, I tried 2 call my attorney again & she does not return calls I am scared for me & my family. Thanks 4 listening hope 2 hear from someone that would have knowledge to give us feedback that is true no matter how bad it ism we want to know what to expect & what we should do.
Mary:
Orange County, CA, USA
Adversarial Proceeding in the bankruptcy case, what is next???
I just had my bankruptcy chapter 7 . None of the creditors showed up at the meeting and when it was about to get discharged , 60 days latter, one creditor filed Adversarial Proceeding .
My lawyer told me that he does not represent me in this and i have to look for a new one, even all the other debts had been discharged by bankruptcy.
What should I do, about this ? Apparently, I don’t have any money to pay for the new lawyer. What does it mean to me, can I settle with the creditor, or make a payment plan on my own?? Anyone help?????
Also, I had my 341 meeting on April 30th, and Adversarial Proceeding was filed on June 30th.
From the net , I got that creditor has 60 days after the meeting to file Adversarial Proceeding.It looks like they filed a day latter (May==31 days, June == 30).Would I be correct on this one? or…..my calculations and information are wrong???
what documents do you need to have to file bankruptcy chapter 7?
Are W-2s and tax returns required to be presented at any point to file bankruptcy chapter 7 in California?
Please speak from your experience only. Thank you.
How is bankruptcy chapter 7 different from 2005?
I heard bankruptcy chapter 7 rules changed since 2005, how is it different?
I need a Bankruptcy attorney.?
I need to file for bankruptcy, chapter 7. I want someone to recommend a decent attorney, that is not too expensive. I have about 00 to spend. Hopefully someone who has filed for bankruptcy in the past has a good recommendation.
I forgot to include that I live in chicago, so if anyone knows about a bankruptcy attorney in chicago, please share your input
This is for Mr. " get a life", I found an attorney in my price range, and he is taking care of what I need him to take care of. I’m sorry you had to pay 00 but you know what they say "there’s a sucker born every minute".
How to get a loan after taking bankruptcy chapter 7?
Is there anyway of getting a loan after taking bankruptcy chapter 7? Because we are wanting a cheaper house. Please help by giving any info that you might know of.
Ongoing Civil Case: Must file Bankruptcy…What's the best timing? now or after judgment? Thank you.?
I am currently being sued in civil court, and have no money for an attorney, the case has gone on for a year now in federal court, and have basically lost my business because of all the time I’ve put into defending myself from something I did not do, and am being "lawyered" to death by 6 lawyers. Because of all this, even if I "would easily win" if I could afford an attorney, I will have to file bankruptcy (chapter 7 for me).
Therefore, relating to an ONGOING CIVIL case and a need to file BANKRUPTCY, here’s my QUESTIONS if you would please use the same numbering system to answer them so I can keep track (thanks thanks thanks):
I would LOVE it if filing the bankruptcy would END the case so I could go on with my life, find another job, build another company etc. I read a lot of yahoo answers and one said “If they haven’t gotten judgment against you … then your bankruptcy filing can and will stop the case.”, but I need to be sure.
1) is there any ADVANTAGE to me in filing bankruptcy BEFORE the judgment (now is preferred so that I can go on with my life which has been destroyed)?…. and what will opposition do if they know I’ve filed for bankruptcy? Will they attempt to continue the case when they know the bankruptcy will go thru? If so, why would they continue the case?
2) Since I’m going to be filing In advance" of the judgement, can I "claim" the "injuries" they haven’t yet enumerated " …on my petition for bankruptcy? …or do I just “list the case” and say “amount pending”? THANKS.
I know about the "automatic stay" (keeps creditors (I currently have NONE and a perfect credit score I’ve worked hard to build all my life) from coming after you etc).
3) After I file for bankruptcy (I know it takes so many months to go thru), these additional related questions, thanks:
3a) what happens to the current civil case?
3b) what do i tell the judge? Do i have to tell the judge or just inform the other side?
3c) will i still have to finish the case (expected one more year of my life)?
3d) if we’re currently in discovery, will it / can it stop discovery / subpoenas etc?
3e) ….or…does it just “suspend” the case until the b/k procedings are over? …or does the case just continue on in real-time?
Thanks so much for answering all of these "sub-parts" to my ‘compound" question. 
They’re really important to my life and my families lives.
Ryan K,
That was totally useless. I can’t believe you actually answered 195 other people. You’re a joke.
Online Auto Financing Post Bankruptcy?
We filed bankruptcy chapter 7 but kept our truck and the loan with it. The payment is almost 0 a month and is financed at 12.75% and with the gas milage being only 10mpg we can not afford it.
We need a lower payment & a more fuel efficient & reliable vehicle. Our truck is worth about 000 & we owe 000 & have a 0-00 to put down on top of that.
Sorry for the long question but I want to get approved or pre-approved before wasting time sitting around a dealership all day.
Does anyone know of a Reputable online auto lender I could use?
I have already applied twice and have heard nothing back & these were online auto loans bad credit, & bankruptcy.
Also would a Co-Signer help?? Thanks to all of you that read this long question & any infor or help you can give would be SOOOO Appreciated..
Thanks for all your help.. I tried Drivetime.com but I am in Illinois and they had nothing in Illinois..
We are having trouble selling our vehicle since it is the size of a suburban and a gas hog..
By filing chapter 7 personal bankruptcy including business credit card debt?
By filing personal bankruptcy (chapter 7) including business credit card debts with personal guarentees; do I also have to file for business chapter 11 bankruptcy because of these same credit cards or will the pesonal filing take care of them without involving my business?
After filing bankruptcy I checked my credit on-line. What does a charge off mean.?
O.k. I filed bankrupcty 2 months ago and I checked my credit online. All my credit cards say "BANKRUPTCY CHAPTER 7, XPN: Account closed at grantors request" But my auto loan says its still open and has 2 charge offs maybe its from the loan and then when they repoed my car. At the bottom of it, it says "Comments: XPN: Amt Past Due Value is Charge Off Amt" Does this mean im done with them or are they going to try and make me pay it. Also they wrote Was "Derogatory". under payment history. Help me out please.
I owe more than 60k in credit card debts and I just can't pay them and will file for bankruptcy, Plz Help?
I have stopped making the minumum payments on my credit cards since December of 08. In fact both me and my wife are delinquent in the credit cards. We both owe more than 60k in unsecured credit cards. Now we own a home but it has gone down in value meaning there is no equity at all. We are leasing a car which means we don’t own it but obviously we need it to get around. We are both self employed and we have our own business which is an LLC. We don’t pick up on the collectors nor the credit cards when they call and now my wife recently got a summons to appear in court for one of the credit cards that she is delinquent on. Anyways all the furniture we have in the house has already been paid for. We have no other assets and we only have like 00 in the bank. With that said do we need to file for bankruptcy or let them get judgements against us because it isn’t gonna matter since we have no assets except the stuff I mentioned above. If we let it play out and not do anything about this, what can the creditors do even if they get a judgement. At this point we don’t care about our credit. Please advise or should I still file for bankruptcy chapter 7. Let me know. Thanks
Is This Legal After You File Bankruptcy?
3 1/2 yrs. ago I filed bankruptcy chapter 7. I was going under from medical bills. Everything was discharged. I recently went to go back to college because of the economy. The college I had attended was one of the creditors that I filed bankruptcy against for 0. It was discharged, like I stated, & none of my creditors ever showed up at the bankruptcy hearing. Now the college told me they won’t release my transcripts unless I pay off the 0. I told them & showed them my bankruptcy papers & discharge letter. They said that doesn’t matter they want their money. I thought that that is one of the wonderful things about our country that we can, when very hard times come, make use of this law. Shouldn’t that 0 since it was discharged be as if it had not existed? I have paid a high price for having filed bankruptcy & should not have to continue to be treated like dirt. How can they take a Federal Law like Bankruptcy Chapter 7 & then put their own spin on it? It isn’t like I just didn’t want to pay them back then. What should I do & what can be done? Thank you for you time.
How can I find a good bankruptcy attorney? Are there any sites where people can review info?
I live in TN. I’ve discovered that I’m going to have to file Bankruptcy (Chapter 7). I don’t personally know of anyone who has filed Bankruptcy, so I can’t ask opinions. I look in the yellow pages & see a slew of attorney’s. I have no clue how to pick & I work & don’t have the time to have a consultation with every one of them. Is there a website that has information on lawyers, to help in picking one or maybe a site where people can type out their personal reviews of attorney’s? Any tips would be appreciated, thanks!
How do I file bankruptcy in Southern California and what type should I file?
Hi.
I have a very good credit score. I have never made a late payment on anything in my life. However, I am foreseeing disaster and see no way out of it. My debt is about 17K in credit cards and student loans of about 10K so a total of 27K. I am not worried about the student loans, since I am in school and so they are currently "on hold" till I finish and when I am expected to pay them its only like 0 per month for ten years. However my credit cards are getting worse and worse and the only way I can make myself stop relying on them is to wipe them out. Unfortunately I have practically zero income (about 0 per month) and I am in college and live with mom. I am 24 years old. This is pretty sad, I know, but I think I have to file soon. Its a shame because my credit score is about 720. I just leased a new car, which is under my name, but again, family is supporting me. So… I feel that I should just file bankruptcy (chapter 7 is what I am thinking) and just live off what I earn for thew next ten years. I own nothing of value, and am on my mom’s lease, and also want to know if they will take away my car when and if I file.
Please, I know everyone says its a "last resort". I am viewing it as such. So if it comes to this, what is the best way to go about filing and hoe much will it cost me financially and also how long does it take? Will my debts be wiped clean? I heard that student loans don’t go away, which is fine by me. Its the credit cards that are about to crush me. I need real advice, not just empty worthless criticism. So please ONLY ANSWER IF YOU HAVE RELIABLE EDUCATED ADVICE.
Thanks guys. Happy holidays.
What questions will a lawyer ask during a consultation for bankruptcy?
I have a consultation with a lawyer tomorrow, over filing bankruptcy (chapter 7). What kind of questions will he ask me? Is he going to ask me about things I own (that could possibly be taken from me)? Will he ask anything about what was bought w/the credit to cause me to go in debt? I’d like to be prepared…thanks
I need some advice on filing for bankruptcy in Ohio?
My parents filed a chapter 7 in 2001. In 2005, my mom was in a serious accident leaving her disabled and unable to work. As a result in 2006 they lost their home to foreclosure. They are wanting to file for chapter 7 bankruptcy to rid themselves of the remainder of the medical bills and the difference they owe on their foreclosed home. Unfortunately they cannot afford an attorney and want me to file it for them. I was going to buy software online, but I was hoping someone with experience would be able to point me in the right direction. Also, how much are the filing costs for bankruptcy (chapter 7) in Ohio? Currently their debt exceeds their income.