When To File Bankruptcy » bankruptcy attorney

If bankruptcy filings have increased quite a bit, why aren't there more bankruptcy attorney jobs?

admin — Tue, 01 Nov 2011 00:00:34 +0000

According to statistics on the www.uscourts.gov website, bankruptcy filings have increased substantially since 2009. Yet, when I look for bankruptcy attorney jobs online, they are virtually non-existent. Why is this?

Technorati Tags: bankruptcy attorney, bankruptcy filings, jobs, statistics

After two years of a bankruptcy discharge on my mortgage, what happens if I quit paying my payments?

admin — Wed, 24 Aug 2011 14:28:07 +0000

I thought my mortage was re-affermed for two and a half years until I got my credit report and it said it was discharged. I talked to my bankruptcy attorney and he also told me it was discharged back in january 2009. My realter and I are trying to shortsale and I have stopped making payments. What can the lender do as far as credit reporting and foreclosure process? Shouldn’t they have come taken the house after bankruptcy? Im confused!

Technorati Tags: bankruptcy attorney, credit report, credit reporting, foreclosure, mortage, realter, two and a half years

can I fire my bankruptcy attorney?

admin — Mon, 08 Aug 2011 14:25:10 +0000

My husband and I live in Alabama and initially filed chapter 13 bankruptcy 2 years ago. We have had to revisit our chapter 13 once to have the payments reduced and surrendered our home and a vehicle in the process. I am no longer employed and we have lost about 20,000.00 in annual income, that puts our total income at less than 35,000.00 per year. I have returned to school under a pell grant and it is just enough to cover tuition and books. I contacted our bankruptcy attorney’s office and sent them the paperwork showing the change in income and a letter from my previous employer. We had to send it certified because they claimed to have never received it by fax or email. We want to convert to a chapter 7. We are renting a home, my husbands work has slowed to a crawl, the bank has yet to take possession of our house that we surrendered, we cannot make our bankruptcy payment and I cannot get anyone from the attorney’s office to call me back with any answers. Would it be a bad idea to fire this attorney and start again with a new attorney? Or is it just the way things are? It took us nearly a year to get our first chapter 13 revisited and at this rate we are going to be in huge trouble if we can’t get something resolved. I might even have to cash out the little 5000.00 I have in retirement. ( I am 45 years old). Any advice. I cry every day.

Technorati Tags: 45 years, bad idea, bankruptcy attorney, chapter 13 bankruptcy, chapter 7, paperwork, pell grant, possession, renting a home, retirement

What do I have to do to become bankruptcy attorney?

admin — Tue, 19 Jul 2011 09:36:17 +0000

I have bachelor of science in mathematics and I could not get any job since graduation. Due to my inability to get job, I had to file chapter 7 bankruptcy protection. I noticed the bankruptcy lawyer’s office was flooded with clients. There were like 37 to 40 people sitting in the lawyer office lobby to wait for their consultation. The bankruptcy lawyer told me "its been very stressful with so many clients. I am sorry for making you wait this much". He charges 1800 dollars per clients. And since there were about 40 in lobby, that’s an income of 72000 dollars already. And the consultation fees is 350 dollars for the first time meeting. Having seen this I get motivation to become bankruptcy lawyer myself and open my own law office. Because of poor economy I will surely get lot of people who want to file bankruptcy. And since I have bachelor of science in math I already meet whatever pre-requisites are required to enter law school. Moreover, my bankruptcy attorney graduated from my own university law school. So what more do I have to do now after BS in math to become chapter 7 bankruptcy lawyer? I will file chapter 7’s for all the broke and poor people in the town

Technorati Tags: bachelor of science, bankruptcy attorney, bankruptcy lawyer, bankruptcy protection, bs, chapter 7 bankruptcy, consultation fees, graduation, job, lawyer office, math, mathematics, motivation, poor economy, pre requisites, university law school

Will retaining a bankruptcy attorney stop my wage garnishment?

admin — Wed, 29 Jun 2011 09:36:44 +0000

I have a lot of old debt from my younger years which I never took care of. I never could afford to either pay it off or to hire an attorney to file BK. Now I have 1 of the companies that just put in a wage garnishment for me and is taking about a week, money which I need to be paying my daycare provider for my girls.

My wife and I have talked about getting an attorney, but we know we cannot afford to pay the full amount up front and that it may take a few months or so before we have the entire amount available to pay the attorney. I also know that you can just pay a retainer fee in most cases and they will start working on collecting information and such. I guess, my question is, if I pay the retainer fee for a bankruptcy attorney in Wisconsin where I live, will this put a hold on the wage garnishment or does the wage garnishment continue until we actually file?

Technorati Tags: bankruptcy attorney, bk, daycare provider, girls, money, retainer fee, wage garnishment