Posts Tagged ‘atm’

Is online checking account real or scam?

I can’t open bank account because I filed bankruptcy. The banks will not accept because of that. I have been looking for alternatives and while googling I found a thing known as "online account". They say that to open online checking account, i make opening deposit with credit card. Whatever I pay with credit card is my online bank balance. And that then they will mail me checkbook to my house. For depositing check, they said I should scan and email them the check I want to deposit. And that they will use those scans to process the deposit. They say they will also send visa check card through mail, and it can be used at any ATM. Is this scam or real? The online check account site says initial deposit must be 500 dollars using credit card or western union. Is this real or scam?
Also that I should scan and email copy of my social security and driver license for opening of account

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How should I handle my selfish Spouse?

I am always willing to do everything in my power to help my spouse finanicially but, he will not do that for me. For example, when he’s short on money paying our bills or his bills. I always pick up the slack,which I don’t have a problem with at all! I’ve even put my credit on the line for my spouse and he’s left me with bills to pay on my own. Eventually, I had to file for bankruptcy! But when it comes to me! It’s always an excuse or he tells me he just doesn’t have any money to spare for me. But he doesn’t make that excuse when it comes to his mother or his siblings. It’s like I always come last. I suggested that he gets another job part-time to pay his bills. All I got was"Why should I get another job when I already got one?" "I’m not going to get another job when I already worked hard for 8 hours already!" I’ve considered just leaving, but I have the kids to consider. I work and go to school and take care of a household. I don’t feel like my spouse cares me. I feel like a used ATM.

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How will filing Chapter 7 bankruptcy in Illinois affect me?

Last year at this time my credit score was 750, but over the past year I have had some financial crisis and am very deeply in debt. I talked with a lawyer today and I understand the difference between chapter 13, and 7. My question is, other than the obviouse destroying my credit, how will filing chapter 7 affect me? Will I ever get a credit card again? Will I lose my atm/debt card? Will I be able to rent a house or apt after my foreclosure? Please, anyone who has any experience with this, any info would help.

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