When To File Bankruptcy » amp http://whentofilebankruptcy.org Consider All Your Options | Free Tips, Q&A and Online Resources Thu, 29 Dec 2011 01:20:44 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 When you file bankruptcy, I understand that is not the same as foreclosure, But….? http://whentofilebankruptcy.org/when-you-file-bankruptcy-i-understand-that-is-not-the-same-as-foreclosure-but http://whentofilebankruptcy.org/when-you-file-bankruptcy-i-understand-that-is-not-the-same-as-foreclosure-but#comments Mon, 07 Nov 2011 01:15:33 +0000 admin http://whentofilebankruptcy.org/when-you-file-bankruptcy-i-understand-that-is-not-the-same-as-foreclosure-but I don’t really know what does happen.

My friend is under water on her house in Las Vegas, can’t rent or sell it & has decided to file bankruptcy. So what happens to her house now?

I’m a property manager but not a sales agent so I don’t really know about this kind of thing.
She already tried to short sell- bank would not agree.

Yes she has other debt.
OH – OK. So she can give the bank possession of the house during the bankruptcy then it turns into a foreclosure. Did I understand that right?

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]]> http://whentofilebankruptcy.org/when-you-file-bankruptcy-i-understand-that-is-not-the-same-as-foreclosure-but/feed 4 Do they check your I.D. & Social Security card when you file for bankruptcy??? http://whentofilebankruptcy.org/do-they-check-your-i-d-social-security-card-when-you-file-for-bankruptcy http://whentofilebankruptcy.org/do-they-check-your-i-d-social-security-card-when-you-file-for-bankruptcy#comments Wed, 03 Aug 2011 10:52:59 +0000 admin http://whentofilebankruptcy.org/do-they-check-your-i-d-social-security-card-when-you-file-for-bankruptcy I recently changed my first name & my original name is now my middle so pretty much the same, i have updated my drivers license but not my social security card, would i be able to file bankruptcy under my old name on my social security card? or do i have to update it? also if i update it all my past tax forms have my old name so thats why i just wanted to file under my old name…

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]]> http://whentofilebankruptcy.org/do-they-check-your-i-d-social-security-card-when-you-file-for-bankruptcy/feed 5 I filed for bankruptcy in 2002, when can my husband & I file joint bankruptcy? http://whentofilebankruptcy.org/i-filed-for-bankruptcy-in-2002-when-can-my-husband-i-file-joint-bankruptcy http://whentofilebankruptcy.org/i-filed-for-bankruptcy-in-2002-when-can-my-husband-i-file-joint-bankruptcy#comments Tue, 12 Jul 2011 08:28:26 +0000 admin http://whentofilebankruptcy.org/i-filed-for-bankruptcy-in-2002-when-can-my-husband-i-file-joint-bankruptcy I filed for chapter 7 bankruptcy in December of 2002. When can my husband & I file chapter 7 jointly? I know you have to wait 8 years between filings, but what about if you file jointly as opposed to single. We live in Michigan and have been hit very hard by the down-turn in the economy here.
Even with the new, tougher bankruptcy laws; my husband & I financially qualify to file. My question is how long do we have to wait to file jointly (after I filed personally in December of 2002)?
Yogi: Never judge a person until you walk a mile in their shoes. I assumed I would receive a few insensitive answers, yours is the first.

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]]> http://whentofilebankruptcy.org/i-filed-for-bankruptcy-in-2002-when-can-my-husband-i-file-joint-bankruptcy/feed 3 After a free consult w/ a bankruptcy attorney he quoted fee of $3k of which 50% had to be paid to file by 2/28? http://whentofilebankruptcy.org/after-a-free-consult-w-a-bankruptcy-attorney-he-quoted-fee-of-3k-of-which-50-had-to-be-paid-to-file-by-228 http://whentofilebankruptcy.org/after-a-free-consult-w-a-bankruptcy-attorney-he-quoted-fee-of-3k-of-which-50-had-to-be-paid-to-file-by-228#comments Mon, 13 Jun 2011 09:37:21 +0000 admin http://whentofilebankruptcy.org/after-a-free-consult-w-a-bankruptcy-attorney-he-quoted-fee-of-3k-of-which-50-had-to-be-paid-to-file-by-228 I paid 40 2-4-11 of 50 needed before 2-28. Then on 2-23-11 decided not to file bankruptcy & requested a refund. I received an itemization 3.5 hrs & refund of 5. I was billed at 0/ hr including charges for the free consult. I disputed the refund indicating I didn’t sign a contract agreeing to the hourly rate.i offered 1.5 hrs based on his itemization for hours after the free consultation. I did not provide the documents he requested from me to file the case only the down payment. The attorney admitted as stated on the consult estimate that a separate contract should have been provided to sign upon retaining his services & refunded 0. A contract beyond the initial consult was never provided or signed. Am I entitled to the full amount or at least the amount paid minus 1.5 hrs ? I reposted to clarify the details I am not trying to get away with free legal services but I did not provide the required documents to have any real work done yet I still offered to pay for the 1.5 hrs of service he said he provided.

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]]> http://whentofilebankruptcy.org/after-a-free-consult-w-a-bankruptcy-attorney-he-quoted-fee-of-3k-of-which-50-had-to-be-paid-to-file-by-228/feed 2 How to buy guitar equipment, and not go bankrupt? http://whentofilebankruptcy.org/how-to-buy-guitar-equipment-and-not-go-bankrupt http://whentofilebankruptcy.org/how-to-buy-guitar-equipment-and-not-go-bankrupt#comments Thu, 07 Apr 2011 20:33:02 +0000 admin http://whentofilebankruptcy.org/how-to-buy-guitar-equipment-and-not-go-bankrupt I need a new amp, and a new guitar. But I dont have 000 dollars to throw around.

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