I live in Michigan & recently went through a divorce, foreclosure, and was laid off at work. For the past year, I have been unemployed & then am currently temping.

My ex-husband declared bankruptcy and basically, our second mortgage wasn’t foreclosed on (it was a different bank than the first mortgage) and that entire balance is now my responsibility. It’s over ,000. I was served last summer and then in Feb 2009 my MI State Income Tax refund was garnished. Now, I received a writ of garnishment from the court and it was sent to me FROM my old credit union. THEY were served with papers on 6-18-09 and thankgod, the account was CLOSED so they could not pull money from the account.

I am fearful that now, they will get to my CURRENT bank & possibly my staffing company where I work.

I checked my current bank acct. and there is still a positive balance but what should I do? Close this account?

NOTE: I secured a bankruptcy attorney and paid in full within the first week. I was given a first draft and returned that to them over 3 weeks ago. I am awaiting a SECOND draft. It has not yet been filed with the courts. Am I not protected yet? Any advice would be appreciated. Thanks in advance

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I walked away from my home in Michigan ( prop val. fell from 140k to 65k) and bought another home outright….. the bank has not come after me yet and I have not made a payment in 5 months nor have they foreclosed…… I know the foreclosure is coming and probably a deficiency judgement but I plan to file bankruptcy if they do…… but my question is…… the mortgage was in my name only and I have all my money in cash in a safe and would like to open an online trading acct. and put some money in the market in her name……… would it be a wise thing to do? Even though we are married , can the bank come after anything she has in her name even though her name was not on the mortgage?

Technorati Tags: 5 months, acct, bankruptcy, deficiency judgement, foreclosure, money, mortgage

I am filing for bankruptcy on Friday and I have been having problems with a particular creditor that has been harassing me at work and trying to take money from my bank acct and paycheck without proper authorization. Needless to say I am happy to get rid of this particular creditor.
I have just found out that this company is in the UK, I am wondering if my debt will be discharged and if so, will the creditor in the UK follow the rules of not contacting me after I file my bankruptcy papers?
Thanks for your help!
I have found out that this company has at least a mailing address in the US, not sure if it is a office though.

Technorati Tags: acct, bankruptcy papers, creditor, filing for bankruptcy, mailing address, money, paycheck, proper authorization, thanks for your help

We have a little money in the acct..I was told that if we tried to take the money out we would be frauding the bankruptcy trustee…

Technorati Tags: acct, bankruptcy trustee, money