Online Auto Financing Post Bankruptcy?

We filed bankruptcy chapter 7 but kept our truck and the loan with it. The payment is almost 0 a month and is financed at 12.75% and with the gas milage being only 10mpg we can not afford it.
We need a lower payment & a more fuel efficient & reliable vehicle. Our truck is worth about 000 & we owe 000 & have a 0-00 to put down on top of that.
Sorry for the long question but I want to get approved or pre-approved before wasting time sitting around a dealership all day.
Does anyone know of a Reputable online auto lender I could use?
I have already applied twice and have heard nothing back & these were online auto loans bad credit, & bankruptcy.
Also would a Co-Signer help?? Thanks to all of you that read this long question & any infor or help you can give would be SOOOO Appreciated..
Thanks for all your help.. I tried Drivetime.com but I am in Illinois and they had nothing in Illinois..
We are having trouble selling our vehicle since it is the size of a suburban and a gas hog..

Technorati Tags: amp, auto lender, auto loans bad credit, bankruptcy chapter 7, gas hog, gas milage, infor, loans bad credit, wasting time

Posted July 12th, 2010 in When To File Bankruptcy. Tagged: amp, auto lender, auto loans bad credit, bankruptcy chapter 7, gas hog, gas milage, infor, loans bad credit, wasting time.

2 comments:

1. wg0z:

   best to sell the current vehicle, add in as much additional cash as you have available, then go pay cash for something.

   July 12th, 2010 at 9:24 am
2. Let me steer you:

   It depends on how long it has been since you filed the bankruptcy. If it was a couple of months ago, I doubt anyone is going to be interested. These people advertise on the TV all the time so you could give them a try. I think you have to purchase the vehicle from one of their places though.

   http://www.drivetime.com/

   July 12th, 2010 at 9:24 am

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