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	<title>Comments on: Is surrending your house in a Chapter 7 bankruptcy the same as foreclosure?</title>
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	<link>http://whentofilebankruptcy.org/is-surrending-your-house-in-a-chapter-7-bankruptcy-the-same-as-foreclosure</link>
	<description>Consider All Your Options &#124; Free Tips, Q&#38;A and Online Resources</description>
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		<title>By: DR. Rea</title>
		<link>http://whentofilebankruptcy.org/is-surrending-your-house-in-a-chapter-7-bankruptcy-the-same-as-foreclosure/comment-page-1#comment-6637</link>
		<dc:creator>DR. Rea</dc:creator>
		<pubDate>Sun, 27 Jun 2010 20:37:32 +0000</pubDate>
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		<description>check all the information on Chapter 7 Bankruptcy at this site.

http://bankruptcy-info.we.bs/

bye. TC...</description>
		<content:encoded><![CDATA[<p>check all the information on Chapter 7 Bankruptcy at this site.</p>
<p><a href="http://bankruptcy-info.we.bs/" rel="nofollow">http://bankruptcy-info.we.bs/</a></p>
<p>bye. TC&#8230;</p>
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	<item>
		<title>By: timefan</title>
		<link>http://whentofilebankruptcy.org/is-surrending-your-house-in-a-chapter-7-bankruptcy-the-same-as-foreclosure/comment-page-1#comment-6638</link>
		<dc:creator>timefan</dc:creator>
		<pubDate>Sun, 27 Jun 2010 20:37:32 +0000</pubDate>
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		<description>Yes, filing for bankruptcy is always better, this way they won&#039;t be able to collect. If you just do the foreclosure they will call you and maybe put a judgement on you for the remaining amount owed.</description>
		<content:encoded><![CDATA[<p>Yes, filing for bankruptcy is always better, this way they won&#8217;t be able to collect. If you just do the foreclosure they will call you and maybe put a judgement on you for the remaining amount owed.</p>
]]></content:encoded>
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	<item>
		<title>By: dusty_titus</title>
		<link>http://whentofilebankruptcy.org/is-surrending-your-house-in-a-chapter-7-bankruptcy-the-same-as-foreclosure/comment-page-1#comment-6639</link>
		<dc:creator>dusty_titus</dc:creator>
		<pubDate>Sun, 27 Jun 2010 20:37:32 +0000</pubDate>
		<guid isPermaLink="false">http://whentofilebankruptcy.org/is-surrending-your-house-in-a-chapter-7-bankruptcy-the-same-as-foreclosure#comment-6639</guid>
		<description>Yes.</description>
		<content:encoded><![CDATA[<p>Yes.</p>
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	<item>
		<title>By: Reena</title>
		<link>http://whentofilebankruptcy.org/is-surrending-your-house-in-a-chapter-7-bankruptcy-the-same-as-foreclosure/comment-page-1#comment-6640</link>
		<dc:creator>Reena</dc:creator>
		<pubDate>Sun, 27 Jun 2010 20:37:32 +0000</pubDate>
		<guid isPermaLink="false">http://whentofilebankruptcy.org/is-surrending-your-house-in-a-chapter-7-bankruptcy-the-same-as-foreclosure#comment-6640</guid>
		<description>A chapter 7 discharges &quot;unsecured&quot; debts (credit cards, medical bills, personal unsecured loans).

It does not pertain to secured loans (mortgage and car payments).

Because they are &quot;secured&quot; and you will lose your house in foreclosure and may be held liable if the bank can&#039;t sell it for enough to pay off the mortgage.

You would be better off waiting with the chapter 7 until the foreclosure is done and you know what remainder you still owe to the bank... because that remainder becomes unsecured debt.... and can be discharged in chapter 7.

File for chapter 7 now and you won&#039;t be able to do so for another 10 years. Plenty of time to pay off that money that you will end up owing to the bank because they sold your place dirt cheap.</description>
		<content:encoded><![CDATA[<p>A chapter 7 discharges &quot;unsecured&quot; debts (credit cards, medical bills, personal unsecured loans).</p>
<p>It does not pertain to secured loans (mortgage and car payments).</p>
<p>Because they are &quot;secured&quot; and you will lose your house in foreclosure and may be held liable if the bank can&#8217;t sell it for enough to pay off the mortgage.</p>
<p>You would be better off waiting with the chapter 7 until the foreclosure is done and you know what remainder you still owe to the bank&#8230; because that remainder becomes unsecured debt&#8230;. and can be discharged in chapter 7.</p>
<p>File for chapter 7 now and you won&#8217;t be able to do so for another 10 years. Plenty of time to pay off that money that you will end up owing to the bank because they sold your place dirt cheap.</p>
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		<title>By: Ruth</title>
		<link>http://whentofilebankruptcy.org/is-surrending-your-house-in-a-chapter-7-bankruptcy-the-same-as-foreclosure/comment-page-1#comment-6641</link>
		<dc:creator>Ruth</dc:creator>
		<pubDate>Sun, 27 Jun 2010 20:37:32 +0000</pubDate>
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		<description>Well If you have money problem and u want loan. some days before my friend having very bad financial crises so while he was searching on Internet for Bad credit loan he found a site which contain link for Geniune lender for Bad credit Loan. He checked all 8 links in that each link offer different interest rate and repayment time.
My Friend got loan of 25000$ for 15 years on 3% interest rate which should be payed annually.
Well you go to


Dixiloan.com


then go to Personal loan or Bad credit loan according to ur credit score


Check all 8 links in that in search of lowest interest rates.

Take Care
Bye!</description>
		<content:encoded><![CDATA[<p>Well If you have money problem and u want loan. some days before my friend having very bad financial crises so while he was searching on Internet for Bad credit loan he found a site which contain link for Geniune lender for Bad credit Loan. He checked all 8 links in that each link offer different interest rate and repayment time.<br />
My Friend got loan of 25000$ for 15 years on 3% interest rate which should be payed annually.<br />
Well you go to</p>
<p>Dixiloan.com</p>
<p>then go to Personal loan or Bad credit loan according to ur credit score</p>
<p>Check all 8 links in that in search of lowest interest rates.</p>
<p>Take Care<br />
Bye!</p>
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