If my husband file Bankruptcy an we both are on our house loan how will this affect my credit as the wife?
This young man from countrywide reporting me Sabrina as filing bankruptcy to the credit bureau an as well countrywide have me listed under bankruptcy company. My name is Sabrina and Chadnezzar we have a loan with Countrywide when in fact Chadnezzar File Bankruptcy at the Russell Building in Downtown Atlanta with his Attorney Lee Frison. Jr at 1230 Peachtree st, 19 floor Atlanta,Ga 30309 of Atlanta file bankruptcy for Chadnezzar . Mr. Frison an Mr. Chadnezzar an myself have told Mr.Richard Briggs 1-972-608-6000 /1-972-608-6000 an countrywide BANKRUPTCY DEPARTMENT 1-800-669-5224 to remove me Sabrina from under Bankruptcy records and department because i never file an they are ruining my credit an my name an we even offer to fax the Bk papers which we know they have showing me not in BK at all, I never file this is unfair an deceitful practices. And he needs to be held accountable for what he and Countrywide is doing to my name. He keep telling me as well as those in the bankruptcy to get my bk attorney to call what attorney I told him what attorney, I never file bankruptcy in my life so they need to clear this issue up ASAP. This is like accusing someone of committing a crime when thirty people seen that person never did the crime. Do this give Attorney Mr.Richard Briggs and Countrywide Bankruptcy Department the right to practice deceitful law practice regardless if he and the company are breaking the law and knows it is wrong!!!! Mr.Richard Briggs And Countrywide Need to remove this from under my Name and Record and I need full VERIFICATION before I retain an attorney for RUINING MY NAME AND CREDIT AN THEY MAINTAIN THEY MAINTAIN ACCURATE INFORMATION ON THEIR CUSTOMERS. WHERE HERE IS DOCUMENT TO VERIFY I NEVER FILE ON CHADNEZZAR AN MR FRISON HIS ATTORNEY CAN VERIFY HE EVEN CALL IN THE PASS AN LET THE REPRESENTATIVES IN THE BANKRUPTCY DEPARTMENT KNOW I NEVER FILE AN ANYTHING WITH MY NAME ON IT NEEDS TO BE REMOVE FROM UNDER THE BANKRUPTCY DEPARTMENT AT COUNTRYWIDE. And I have a tape conversation to verify this is what is happening!!!
What are you talking about? Your husband can not be granted a bankruptcy without you. If he filed, you go right along with him. Community property, your assets and debts belong to both of you.
You should not slander this man, who is simply honestly, and correctly doing his job.
Your husbands bankruptcy attorney is your bankruptcy attorney, you need to contact him. Even if you live in a non-community property state you have to go down with the ship as you have co-mingled your assets already.
You are the deceitful one in this scenario, not Mr. Briggs.
July 17th, 2010 at 1:03 amBless your heart. Well, if GA is like TX, it’s a community property state, and the husband’s and wife’s fortunes rise, and fall, together.
For instance, in the state of TX, if your husband were to win the lottery without your knowledge, if he entered the lottery without your consent, you’d BOTH still win the lottery. We’ve had cases of scurvy-rats who won the lottery, then divorced their poor unsuspecting spouse, and THEN try and claim the lottery proceeds days before the deadline. Their deception comes to light, and dude (or dudette) has to share with old Whatzhername. Even if they’re living with newwholelottalove, they still have to split the winnings 50/50 with old hide.
Same way with any debts that are incurred. Even if you’re separated from one another (unless debts are spelled out in the paperwork; have to check w/a lawyer about that). However, I found out the hard way, 30 years ago, that if your drinking-and-drugging spouse charges a bunch of stuff on Visa, without your knowledge, even if he’s sleeping on his good buddy’s sofa because you’ve kicked him out, then YOU, as the responsible, law-abiding, working person, will end up paying the bill. Because you’re legally responsible for it, just the same as him. (But he’s not worried about it because he’s high, and you’re…the ATM…) ;o
July 17th, 2010 at 1:03 amBankruptcy is a federal thingy – any credit you have jointly with your husband – you will be affected by husbands declaring BK
if you have a mortgage together – then you are both basically filing bankruptcy – you can’t isolate yourself when both of you are on the same loans or credit cards
Yes, YOUR credit will also be ruined – that’s life.
Country wide has done nothing wrong. Didn’t your husband talk to you before he filed BK?
July 17th, 2010 at 1:03 amYeppers
July 17th, 2010 at 1:03 am