If I am considering bankruptcy, is it ok to still use my cards for basic necessities when I have no money?

Me and my wife after several months of financial hardships have contacted a attorney for possibly going into bankruptcy. We are current on all our bills and always have been. She had to leave her job in January and has not been able to find work since, to try and make up for this I went into a online venture which ended up me being scammed for about ,000 from a credit card I used. We lived off borrowed money and taxes but that is all gone. My question is this, I have no money…I mean no money at all. My refrigerator is broken so we have had to eat out at fast food for the past few weeks. Things are crappy and I need money to get by, however I don’t want to get into trouble for using my cards when I plan on filing for bankruptcy. Is it acceptable to use them for things such as food, clothing, gas etc… I would greatly appreciate any help you can provide. I feel bad enough for being pushed into this but don’t want to get into legal trouble if we do file. I have yet to speak to a attorney and don’t even know if I qualify. So is ok to use the cards for these things? Would be ok to use a credit card to buy a new refrigerator? or to pay to maybe get the old one fixed???? PLEASE HELP!

Thank you so much in advance!

Technorati Tags: cards, credit card, fast food, filing for bankruptcy, financial hardships, food clothing, job, legal trouble, money, refrigerator

Posted July 23rd, 2010 in When To File Bankruptcy. Tagged: cards, credit card, fast food, filing for bankruptcy, financial hardships, food clothing, job, legal trouble, money, refrigerator.

3 comments:

David M:
Better that you ask your attorney this question rather than Yahoo Answers! But running up debt prior to a planned bankruptcy filing is typically frowned upon by the court.
July 23rd, 2010 at 11:48 am
Gaytheist Buddha:
After you declare bankruptcy, all your credit lines will be immediately revoked. You will have no credit.

You can still eat at home very economically. Just buy boil-in-bag or canned food that does not require refrigeration. This is far less expensive than eating out. Buying a daily bag of ice for a larger cooler is surely less expensive than fast food.
July 23rd, 2010 at 11:48 am
John P D:
get a job…any job…fast food, delivering pizza’s etc….you both can do these jobs…that may help put food on the table.
July 23rd, 2010 at 11:48 am