I am reaffirming my first mortgage in bankruptcy. My attorney says I should not reaffirm second. Should I?
Posted July 28th, 2010 in Bankruptcy Q and A.
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the Second Mortgage holder can legally foreclose the mortgage; however, the first mortgage would have to be paid through foreclosure first, and since the second holder probably would not receive any proceeds, they will not chance the expense of a foreclosure.
July 28th, 2010 at 2:13 pmI would listen to him/her, not anyone on this forum.
July 28th, 2010 at 2:13 pmSounds like you have a good attorney.
Since the debt will be discharged in the bankruptcy, there is nothing that the second mortgage holder can do to you.
July 28th, 2010 at 2:13 pm