How hard is it to file bankruptcy on medical bills in VA?
I have about 12k worth bet. me and my wife and i want to do something before they start garnishing wages
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When To File Bankruptcy
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find a chapter 7 lawyer, not Chapter 13. If someone tries to get you on Chapter 13, pack up and find another lawyer who works with Chapter 7.
One trip up may be your overall annual income, which means you may end up having to pay some of the money back. if not, Chapter 7 will let you walk away, provided your house is listed as homestead, and you have no other collateral the creditor can go after for payment equity.
September 2nd, 2010 at 8:16 pmIt is a lot of paperwork, and you need to pay an attorney in advance and your filing fees in advance.
Make sure that you qualify FIRST.
September 2nd, 2010 at 8:16 pm