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	<title>Comments on: HELP!! Should I file Bankruptcy????</title>
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	<link>http://whentofilebankruptcy.org/help-should-i-file-bankruptcy</link>
	<description>Consider All Your Options &#124; Free Tips, Q&#38;A and Online Resources</description>
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		<title>By: snackerpack</title>
		<link>http://whentofilebankruptcy.org/help-should-i-file-bankruptcy/comment-page-1#comment-3820</link>
		<dc:creator>snackerpack</dc:creator>
		<pubDate>Wed, 10 Feb 2010 04:49:03 +0000</pubDate>
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		<description>ok i know it takes about 7 years for a bankruptcy to come off you credit report. In the lines of a house I would wait on that one because having a bankruptcy on your credit will make your financial rate sore. It will not affect you getting a job but it can affect some student loans to get into school. Depending on where you go to school at. I would contact the credit card company or companies that gave you those cards when you were 17 and see if you can make some kind of arrangement with them. Other than that get rid of the bill you don&#039;t need like car payment. You can get a nice used car pay outright for it , and that would free up more money to pay off you debt to the credit card companies. Bankruptcy at a young age would not look good for you.</description>
		<content:encoded><![CDATA[<p>ok i know it takes about 7 years for a bankruptcy to come off you credit report. In the lines of a house I would wait on that one because having a bankruptcy on your credit will make your financial rate sore. It will not affect you getting a job but it can affect some student loans to get into school. Depending on where you go to school at. I would contact the credit card company or companies that gave you those cards when you were 17 and see if you can make some kind of arrangement with them. Other than that get rid of the bill you don&#8217;t need like car payment. You can get a nice used car pay outright for it , and that would free up more money to pay off you debt to the credit card companies. Bankruptcy at a young age would not look good for you.</p>
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		<title>By: witchy woman in Ohio</title>
		<link>http://whentofilebankruptcy.org/help-should-i-file-bankruptcy/comment-page-1#comment-3821</link>
		<dc:creator>witchy woman in Ohio</dc:creator>
		<pubDate>Wed, 10 Feb 2010 04:49:03 +0000</pubDate>
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		<description>call a lawyer and set up a appt and they will tell you go on the internet and look up bankruptcy laws</description>
		<content:encoded><![CDATA[<p>call a lawyer and set up a appt and they will tell you go on the internet and look up bankruptcy laws</p>
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		<title>By: mz_virgo818</title>
		<link>http://whentofilebankruptcy.org/help-should-i-file-bankruptcy/comment-page-1#comment-3822</link>
		<dc:creator>mz_virgo818</dc:creator>
		<pubDate>Wed, 10 Feb 2010 04:49:03 +0000</pubDate>
		<guid isPermaLink="false">http://whentofilebankruptcy.org/help-should-i-file-bankruptcy#comment-3822</guid>
		<description>NO DONT FILE BANKRUPTCY...THERES THIS PLACE THAT IS CALLED CONSOLIDATE IT WONT MEST UP UR CREDIT AND THEY PAY UR CREDIT CARDS AND JUST PAY THEM THEY WILL WORK A PLAN 4 U..ONE U DO BANKRUTCY UR DOOM</description>
		<content:encoded><![CDATA[<p>NO DONT FILE BANKRUPTCY&#8230;THERES THIS PLACE THAT IS CALLED CONSOLIDATE IT WONT MEST UP UR CREDIT AND THEY PAY UR CREDIT CARDS AND JUST PAY THEM THEY WILL WORK A PLAN 4 U..ONE U DO BANKRUTCY UR DOOM</p>
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		<title>By: lend322</title>
		<link>http://whentofilebankruptcy.org/help-should-i-file-bankruptcy/comment-page-1#comment-3823</link>
		<dc:creator>lend322</dc:creator>
		<pubDate>Wed, 10 Feb 2010 04:49:03 +0000</pubDate>
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		<description>You really need some more in depth counseling than you are going to get here.   Dave Ramsey has some great programs and advice for all kinds of financial situations.  I bought the book and now live by his advice.  You can get a lot of info just by looking on his website.


http://www.daveramsey.com/


Can you sell anything?  Live a little less expensive a life style?  It will all be worth it in the end.  Bakruptcy will haunt you for a long time.</description>
		<content:encoded><![CDATA[<p>You really need some more in depth counseling than you are going to get here.   Dave Ramsey has some great programs and advice for all kinds of financial situations.  I bought the book and now live by his advice.  You can get a lot of info just by looking on his website.</p>
<p><a href="http://www.daveramsey.com/" rel="nofollow">http://www.daveramsey.com/</a></p>
<p>Can you sell anything?  Live a little less expensive a life style?  It will all be worth it in the end.  Bakruptcy will haunt you for a long time.</p>
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		<title>By: danielpauldavis</title>
		<link>http://whentofilebankruptcy.org/help-should-i-file-bankruptcy/comment-page-1#comment-3824</link>
		<dc:creator>danielpauldavis</dc:creator>
		<pubDate>Wed, 10 Feb 2010 04:49:03 +0000</pubDate>
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		<description>One waits ten years after bankruptcy to get any kind of loan again (such as a house loan.) Should you pay your debts? Yes. Will it take a while? Yes. Will you do the right thing, that which you have promised to do? Life is a series of choices, dear, and the more important the choice, the more difficult it is to make it.</description>
		<content:encoded><![CDATA[<p>One waits ten years after bankruptcy to get any kind of loan again (such as a house loan.) Should you pay your debts? Yes. Will it take a while? Yes. Will you do the right thing, that which you have promised to do? Life is a series of choices, dear, and the more important the choice, the more difficult it is to make it.</p>
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