Filing bankruptcy, paying a judgment, or other options?

If I have a judgment against me that i just found out about can I file bankruptcy ? My friend was served and appeared for her court case but the credit card company asked for a continuance and never said when the next court date was. When she called up with the court she was told that she would receive something from the court (or credit card company) when the next date will be. The next thing she knows she has a default judgment against her and the company is threading to garnish her wages?

Can she have the judgment Vacated after more than 3 years? Should she just set up a payment plan with the court and not the creditor? Should she file bankruptcy?

The credit card company wants the entire amount of 8500 and will not let her make payments without putting half down.

What should she do.

Technorati Tags: 3 years, bankruptcy, continuance, court case, credit card company, creditor, default judgment, judgment against, wages

Posted March 20th, 2010 in When To File Bankruptcy. Tagged: 3 years, bankruptcy, continuance, court case, credit card company, creditor, default judgment, judgment against, wages.

2 comments:

Max Hoopla:
I doubt she can do anything about the final judgment other than filing bankruptcy to wipe it out.
March 20th, 2010 at 9:28 am
zeuz:
File BK. Learn the lesson – NEVER rely on any information you receive from someone, who has sued you.

(Yeah, yeah, yeah, we asked for a continuance, yeah. You don’t need to show up or respond to the complaint. We’ll tell you when to show up, yeah.)
March 20th, 2010 at 9:28 am