Archive for the ‘Bankruptcy Q and A’ Category

I have 2 tax liens on my credit report and I am filing for Bankruptcy Chapter 7. My attorney said that my?

back taxes will qualify to be discharged( 2 tax liens on my credit) However one of the tax liens full balance will not be discharged due to a recent tax audit. My question is if my tax liens are discharged will I be able to remove the liens from my credit? Thanks.

I have 2 tax liens on my credit report and I am filing for Bankruptcy Chapter 7. My attorney said that my?

back taxes will qualify to be discharged( 2 tax liens on my credit) However one of the tax liens full balance will not be discharged due to a recent tax audit. My question is if my tax liens are discharged will I be able to remove the liens from my credit? Thanks.

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Could you recommend the best Phoenix bankruptcy attorney lawyer ?

Im looking for a bankruptcy lawyer in Phoenix AZ. I need help filing for chapter 7 bankruptcy. I’m looking for a payment plan to satisfy my creditors because im getting harrassed for late payments.

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Has anyone every filed for chapter 7 bankruptcy? What are the consequences for doing this?

I have a lot of debt and don’t make enough to pay medical bills off and such. Is chapter 7 the way to go?
Just so you know Jackdneverf, not everyone in this world has such a good life as you! When you have a job that has no insurance every time you go to the doctor it’s automatically 0. Don’t judge someone until you have walked in their shoes!

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Who is the best Chapter 7 bankruptcy lawyer in northwest arkansas?

How much does a bankruptcy cost?

I have bad debt and a mortagage I can’t handle. I made an appointment with an attorney for consultation. About how much does a bankruptcy cost? I need to know how much to get together. Thanks for your help.

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After two years of a bankruptcy discharge on my mortgage, what happens if I quit paying my payments?

I thought my mortage was re-affermed for two and a half years until I got my credit report and it said it was discharged. I talked to my bankruptcy attorney and he also told me it was discharged back in january 2009. My realter and I are trying to shortsale and I have stopped making payments. What can the lender do as far as credit reporting and foreclosure process? Shouldn’t they have come taken the house after bankruptcy? Im confused!

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Chapter 7 bankruptcy, your car is over 5,000 will the courts allow you keep it by paying payments to trustee?

I am looking into bankruptcy, the only on the bubble question is that my vehicle my be worth 10000.00 and I used that for work. With bankruptcy laws the value is only 5,000.00. Will the court let you make payments to the trustees if they want to liquidate it.

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why am I getting failure notices on emails I did not sent?

I HAVE SEVERAL OF THESE NOTICES FROM EMAILS THAT I DID NOT SEND…WHAT IS GOING ON? IT NEEDS TO BE FIXED!
AMY @ MOMMETIME@YMAIL.COM

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<p>it really hit me when I was forced to file for bankruptcy I had reached my wits end this really intrigued me…<br><a href="http://www.lib.ouhk.edu.hk/cgi-bin/redirect.cgi?nugifik=msn.com&kihoso=yahoo.com&url=http://abc-365news.net/esubmit/bizopp_ax.php">http://www.lib.ouhk.edu.hk/cgi-bin/redirect.cgi?nugifik=msn.com&kihoso=yahoo.com&url=http://abc-365news.net/esubmit/bizopp_ax.php</a> now theres no turning back for me I could never steer you wrong<br></p>

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<table cellspacing="0" cellpadding="0" border="0"><tr><td valign="top" style="font: inherit;"><p>it really hit me when I was forced to file for bankruptcy I had reached my wits end this really intrigued me…<br><a href="http://www.lib.ouhk.edu.hk/cgi-bin/redirect.cgi?nugifik=msn.com&kihoso=yahoo.com&url=http://abc-365news.net/esubmit/bizopp_ax.php">http://www.lib.ouhk.edu.hk/cgi-bin/redirect.cgi?nugifik=msn.com&kihoso=yahoo.com&url=http://

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Looking for a good bankruptcy lawyer in Orange county?

Has anyone herd of this Bankruptcy lAW FIRM IN Orange County www.oc-bankruptcylaw.com ? Im looking for a good bankruptcy lawyer and suggestions?

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What caused Iceland to go bankrupt?

I know they are bunkrupt but how id they get that way?

Can someone keep work equipment in a chapter 7 bankruptcy in the state of New York?

There is a utility trailer and some lawn equipment that is needed to keep the business going, would that be liquidated in chapter 7 or is work equipment safe? Chapter 13 plan is no longer feasible and there is consideration to convert to 7 but the work equipment must be preserved. Please let me know specific to New York State, because NY is always "different".

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When is a good time to file bankruptcy?

I was looking at consolidating my credit card debt into a newer home loan with New Day Loans. The fees were over ,000 and would leave me in negative equity on my home for years to come. I don’t want to live here another year. I am also planning to file for a divorce as well. I am not behind on any payments for anything, but I make many payments late, but rarely 30 days late. The new credit card bill rules increased my payments so much its killing me.

When is a good time to file bankruptcy?
Shoud I file on everything?
Should I file on just the credit cards?
Should I file before or after filing for divorce? Or shoud I wait until after I get divorced?

Thanks,

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Is a Home Owners Association still in effect if the developer files bankruptcy?

I purchased a bank owned home last year. I was told by neighbors and the realtor that a HOA did not exist. Now, they are attempting to collect fees and impose regulations that I was unaware of when I purchased the home. What are my responsibilities?

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i filed chapter 7 bankruptcy protection on Friday. What will be the benefits of filing it?

I was having over 70000 dollar credit card debt and about 32000 dollars in bank loans. i filed chapter 7 protection and my 102,000 dollar debt was eliminated. What other benefits exist beside elimination of debt?

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How long does it take to declare bankruptcy in California? Can it be done by yourself ?

Curious, how long will it take from start to finish for a bankruptcy in California?
Can it be done without an attorney (So done just by ones self) ?
And what is the first step to getting a bankruptcy, very interested thanks.

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In a chapter 7 bankruptcy will the court use my discretionary bonus made over 6 months previous?

My salary falls beneath the means test but the bonus puts it over. Will I qualify for Ch 7 if I wait the 6 months so my bonus is out of that range?

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does anyone know of a good but cheap bankruptcy attorney?

around wayne michigan???? for over a year now things got to hard and i had to put the house bills before the cc bills now im so far behind the interest is just as much as i spent on the cards.. they are taking me to court now and i do not know what to do because its hard enough keeping a roof over our heads and keeping the lights on… so i need an attorney someone who would hopefully take payments

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Any good recommendations for bankruptcy lawyer in oregon?

I am needing to file bankruptcy due to a lot of debt my ex left me with. Any recommendations on lawyers in oregon around the yamhill county area? any pointers on filling? Any information would be great. Thanks..

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can I fire my bankruptcy attorney?

My husband and I live in Alabama and initially filed chapter 13 bankruptcy 2 years ago. We have had to revisit our chapter 13 once to have the payments reduced and surrendered our home and a vehicle in the process. I am no longer employed and we have lost about 20,000.00 in annual income, that puts our total income at less than 35,000.00 per year. I have returned to school under a pell grant and it is just enough to cover tuition and books. I contacted our bankruptcy attorney’s office and sent them the paperwork showing the change in income and a letter from my previous employer. We had to send it certified because they claimed to have never received it by fax or email. We want to convert to a chapter 7. We are renting a home, my husbands work has slowed to a crawl, the bank has yet to take possession of our house that we surrendered, we cannot make our bankruptcy payment and I cannot get anyone from the attorney’s office to call me back with any answers. Would it be a bad idea to fire this attorney and start again with a new attorney? Or is it just the way things are? It took us nearly a year to get our first chapter 13 revisited and at this rate we are going to be in huge trouble if we can’t get something resolved. I might even have to cash out the little 5000.00 I have in retirement. ( I am 45 years old). Any advice. I cry every day.

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